Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Banestes Banco Estado Espirito's PB Ratio or its related term are showing as below:
BSP:BEES4'
s PB Ratio Range Over the Past 10 Years
Min: 0.62 Med: 0.99 Max: 1.49
Current: 1.24
During the past 13 years, Banestes Banco Estado Espirito's highest PB Ratio was 1.49. The lowest was 0.62. And the median was 0.99.
BSP:BEES4's PB Ratio is ranked worse than 60.91% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs BSP:BEES4: 1.24
During the past 12 months, Banestes Banco Estado Espirito's average Book Value Per Share Growth Rate was 7.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banestes Banco Estado Espirito was 162.00% per year. The lowest was 2.80% per year. And the median was 8.20% per year.
Back to Basics: PB Ratio
Banestes Banco Estado Espirito (BSP:BEES4) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banestes Banco Estado Espirito PB Ratio Related Terms
Banestes Banco Estado Espirito PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Banestes Banco Estado Espirito's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banestes Banco Estado Espirito PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banestes Banco Estado Espirito's PB Ratio falls into.
Banestes Banco Estado Espirito PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banestes Banco Estado Espirito (BSP:BEES4) has a PB Ratio of 1.26 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banestes Banco Estado Espirito and its competitors. This is 27% above median its historical median of 0.99. Over the past decade, Banestes Banco Estado Espirito's PB Ratio has ranged from 0.62 to 1.49. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #924 out of 1517 companies in the Banks industry, placing it in the top 60.9%.
Is Banestes Banco Estado Espirito's PB Ratio too high?
Banestes Banco Estado Espirito's current PB Ratio of 1.26 is 27% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.49. The Banks industry median PB Ratio is 1.11. Banestes Banco Estado Espirito's value of 1.26 is 13.5% above this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #924 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Banestes Banco Estado Espirito has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #924 out of 1517 companies for PB Ratio. This places Banestes Banco Estado Espirito in the lower half of its industry. The industry median PB Ratio is 1.11. Banestes Banco Estado Espirito's value of 1.26 is 13.5% above this benchmark. Historically, Banestes Banco Estado Espirito's own PB Ratio has ranged from 0.62 to 1.49 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.11, Banestes Banco Estado Espirito has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current PB Ratio of 1.26 is 13.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current PB Ratio is 1.26, which is 27% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.98, compared to a current price of R$8.92 — trading 11.8% above its estimated fair value. The current PB Ratio is 1.26, which is 27% above median its 10-year median of 0.99 and 13.5% above the Banks industry median of 1.11. Banestes Banco Estado Espirito's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current PB Ratio is 1.26 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued.
The current stock price of R$8.92 is trading 11.8% above its estimated GF Value™ of R$7.98.
GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.
Key valuation signals for BSP:BEES4:
PB Ratio: 1.26 (27% above median its 10-year median of 0.99)
GF Value™: R$7.98 vs. price of R$8.92 (11.8% above fair value)
Industry Position: 13.5% above the Banks median (#924 of 1517)
No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banestes Banco Estado Espirito Business Description
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
60GF Score
Get the complete analysis for BSP:BEES4
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:BEES4 has been successfully added to your 
