Banestes Banco Estado Espirito (BSP:BEES4) PEG Ratio: 1.04 (As of Jul. 07, 2026) — 42% Above Median


BSP:BEES4 Banestes SA Banco Estado Espirito BSP:BEES4
60 GF Score
Price R$8.83
GF Value R$7.97
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Banestes Banco Estado Espirito PEG Ratio?

Banestes Banco Estado Espirito BSP:BEES4 -1.23% 60 PEG Ratio is 1.04 as of Jul. 07, 2026, which is 42% above its 10-year median of 0.73. GuruFocus rates BSP:BEES4 with a GF Score™ of 60/100 and a GF Value™ of R$7.97 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,231 Banks companies, Banestes Banco Estado Espirito ranks better than 66.61% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banestes Banco Estado Espirito's PE Ratio without NRI is 7.27. Banestes Banco Estado Espirito's 5-Year Book Value growth rate is 7.00%. Therefore, Banestes Banco Estado Espirito's PEG Ratio for today is 1.04.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banestes Banco Estado Espirito's PEG Ratio or its related term are showing as below:

BSP:BEES4' s PEG Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.73   Max: 1.27
Current: 1.02


During the past 13 years, Banestes Banco Estado Espirito's highest PEG Ratio was 1.27. The lowest was 0.49. And the median was 0.73.


BSP:BEES4's PEG Ratio is ranked better than
66.61% of 1231 companies
in the Banks industry
Industry Median: 1.53 vs BSP:BEES4: 1.02

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banestes Banco Estado Espirito  (BSP:BEES4) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banestes Banco Estado Espirito PEG Ratio Related Terms


Banestes Banco Estado Espirito PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banestes Banco Estado Espirito's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banestes Banco Estado Espirito PEG Ratio Chart

Banestes Banco Estado Espirito Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.52 1.18 0.74 1.26

Banestes Banco Estado Espirito Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.82 1.01 1.26 1.04

Banestes Banco Estado Espirito PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Banestes Banco Estado Espirito's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banestes Banco Estado Espirito PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banestes Banco Estado Espirito's PEG Ratio falls into.


BSP:BEES4
60GF Score
Banestes SA Banco Estado Espirito BSP:BEES4
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banestes Banco Estado Espirito PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banestes Banco Estado Espirito's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=7.2674897119342/7.00
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.04 mean?
Banestes Banco Estado Espirito (BSP:BEES4) has a PEG Ratio of 1.04 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banestes Banco Estado Espirito and its competitors. This is 42% above median its historical median of 0.73. Over the past decade, Banestes Banco Estado Espirito's PEG Ratio has ranged from 0.49 to 1.27. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #411 out of 1231 companies in the Banks industry, placing it in the top 33.4%.
Is Banestes Banco Estado Espirito's PEG Ratio too high?
Banestes Banco Estado Espirito's current PEG Ratio of 1.04 is 42% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.27. The Banks industry median PEG Ratio is 1.53. Banestes Banco Estado Espirito's value of 1.04 is 32% below this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #411 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Banestes Banco Estado Espirito has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #411 out of 1231 companies for PEG Ratio. This puts Banestes Banco Estado Espirito in the upper half of its industry. The industry median PEG Ratio is 1.53. Banestes Banco Estado Espirito's value of 1.04 is 32% below this benchmark. Historically, Banestes Banco Estado Espirito's own PEG Ratio has ranged from 0.49 to 1.27 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.53, Banestes Banco Estado Espirito has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current PEG Ratio of 1.04 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current PEG Ratio is 1.04, which is 42% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.97, compared to a current price of R$8.83 — trading 10.8% above its estimated fair value. The current PEG Ratio is 1.04, which is 42% above median its 10-year median of 0.73 and 32% below the Banks industry median of 1.53. Banestes Banco Estado Espirito's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current PEG Ratio is 1.04 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$8.83 is trading 10.8% above its estimated GF Value™ of R$7.97. GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.

Key valuation signals for BSP:BEES4:

  • PEG Ratio: 1.04 (42% above median its 10-year median of 0.73)
  • GF Value™: R$7.97 vs. price of R$8.83 (10.8% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 32% below the Banks median (#411 of 1231)

No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banestes Banco Estado Espirito Business Description

Other Exchanges BEES3:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
60GF Score

Get the complete analysis for BSP:BEES4

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.83
Price
R$7.97
GF Value