Banestes Banco Estado Espirito (BSP:BEES4) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


BSP:BEES4 Banestes SA Banco Estado Espirito BSP:BEES4
59 GF Score
Price R$9.00
GF Value R$7.98
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Banestes Banco Estado Espirito Scaled Net Operating Assets?

Banestes Banco Estado Espirito BSP:BEES4 -0.99% 59 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates BSP:BEES4 with a GF Score™ of 59/100 and a GF Value™ of R$7.98 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banestes Banco Estado Espirito's operating assets for the quarter that ended in Mar. 2026 was R$38,209 Mil. Banestes Banco Estado Espirito's operating liabilities for the quarter that ended in Mar. 2026 was R$35,930 Mil. Banestes Banco Estado Espirito's Total Assets for the quarter that ended in Dec. 2025 was R$39,685 Mil. Therefore, Banestes Banco Estado Espirito's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

BSP:BEES4
59GF Score
Banestes SA Banco Estado Espirito BSP:BEES4
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banestes Banco Estado Espirito Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banestes Banco Estado Espirito's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(37555.981-35874.061)/36916.911
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39684.811 - 2128.83
=37555.981

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37261.58 - 1387.519 - 0
=35874.061

Banestes Banco Estado Espirito's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(38209.038-35930.189)/39684.811
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39929.821 - 1720.783
=38209.038

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=37471.197 - 1541.008 - 0
=35930.189

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Banestes Banco Estado Espirito (BSP:BEES4) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banestes Banco Estado Espirito and its competitors.
Is Banestes Banco Estado Espirito's Scaled Net Operating Assets too high?
Banestes Banco Estado Espirito's current Scaled Net Operating Assets is 0.06. Overall, Banestes Banco Estado Espirito has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's Scaled Net Operating Assets compare to competitors?
Banestes Banco Estado Espirito's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banestes Banco Estado Espirito and its competitors. Banestes Banco Estado Espirito's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.98, compared to a current price of R$9.00 — trading 12.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Banestes Banco Estado Espirito's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES4), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banestes Banco Estado Espirito (BSP:BEES4) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$9.00 is trading 12.8% above its estimated GF Value™ of R$7.98. GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.

Key valuation signals for BSP:BEES4:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: R$7.98 vs. price of R$9.00 (12.8% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the BSP:BEES4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banestes Banco Estado Espirito Business Description

Other Exchanges BEES3:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
59GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.00
Price
R$7.98
GF Value