Quanzhou Huixin Micro-credit Co (HKSE:01577) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 04, 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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HKSE:01577 Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
45 GF Score
Price HK$1.03
GF Value HK$0.90
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Quanzhou Huixin Micro-credit Co Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Quanzhou Huixin Micro-credit Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

HKSE:01577 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Quanzhou Huixin Micro-credit Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Quanzhou Huixin Micro-credit Co Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Quanzhou Huixin Micro-credit Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Quanzhou Huixin Micro-credit Co's Margin of Safety % (DCF Earnings Based) falls into.


HKSE:01577
45GF Score
Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Quanzhou Huixin Micro-credit Co (HKSE:01577) Overvalued in 2026?

Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co stock appears to be overvalued. The current stock price of HK$1.03 is trading 14.4% above its estimated GF Value™ of HK$0.90. GuruFocus considers Quanzhou Huixin Micro-credit Co to be Modestly Overvalued.

Key valuation signals for HKSE:01577:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: HK$0.90 vs. price of HK$1.03 (14.4% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the HKSE:01577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quanzhou Huixin Micro-credit Co Business Description

Address No. 105 Daxing Street, 35th Floor, Huijin International Center, Fengze District, QuanZhou, Fujian, CHN
Quanzhou Huixin Micro-credit Co Ltd provides local entrepreneurs, SMEs and microenterprises with practical and flexible short-term financing solutions to support their continued development and address their ongoing liquidity needs. All of the group's revenue was generated from the micro-credit business in Quanzhou, Fujian Province in the PRC.
45GF Score

Get the complete analysis for HKSE:01577

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.03
Price
HK$0.90
GF Value