Quanzhou Huixin Micro-credit Co (HKSE:01577) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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HKSE:01577 Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
49 GF Score
Price HK$1.05
GF Value HK$0.91
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Quanzhou Huixin Micro-credit Co ROC (Joel Greenblatt) %?

Quanzhou Huixin Micro-credit Co HKSE:01577 +2.45% 49 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates HKSE:01577 with a GF Score™ of 49/100 and a GF Value™ of HK$0.91 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 422 Credit Services companies, Quanzhou Huixin Micro-credit Co ranks worse than 236966.59% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HKSE:01577
49GF Score
Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Quanzhou Huixin Micro-credit Co (HKSE:01577) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. According to the industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #999999 out of 422 companies in the Credit Services industry.
Is Quanzhou Huixin Micro-credit Co's ROC (Joel Greenblatt) % too high?
Quanzhou Huixin Micro-credit Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Quanzhou Huixin Micro-credit Co ranks #999999 out of 422 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Quanzhou Huixin Micro-credit Co has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quanzhou Huixin Micro-credit Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #999999 out of 422 companies for ROC (Joel Greenblatt) %. This places Quanzhou Huixin Micro-credit Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 25.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 25.38, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 25.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quanzhou Huixin Micro-credit Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quanzhou Huixin Micro-credit Co stock overvalued right now?
Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co (HKSE:01577) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.91, compared to a current price of HK$1.05 — trading 14.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Quanzhou Huixin Micro-credit Co's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Quanzhou Huixin Micro-credit Co (HKSE:01577), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quanzhou Huixin Micro-credit Co (HKSE:01577) Overvalued in 2026?

Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co stock appears to be overvalued. The current stock price of HK$1.05 is trading 14.8% above its estimated GF Value™ of HK$0.91. GuruFocus considers Quanzhou Huixin Micro-credit Co to be Modestly Overvalued.

Key valuation signals for HKSE:01577:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: HK$0.91 vs. price of HK$1.05 (14.8% above fair value)
  • GF Score™: 49/100 with 1 warning sign

No single metric tells the full story. See the HKSE:01577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quanzhou Huixin Micro-credit Co Business Description

Address No. 105 Daxing Street, 35th Floor, Huijin International Center, Fengze District, QuanZhou, Fujian, CHN
Quanzhou Huixin Micro-credit Co Ltd provides local entrepreneurs, SMEs and microenterprises with practical and flexible short-term financing solutions to support their continued development and address their ongoing liquidity needs. All of the group's revenue was generated from the micro-credit business in Quanzhou, Fujian Province in the PRC.
49GF Score

Get the complete analysis for HKSE:01577

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.05
Price
HK$0.91
GF Value