Quanzhou Huixin Micro-credit Co (HKSE:01577) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01577 Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
45 GF Score
Price HK$1.03
GF Value HK$0.90
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Quanzhou Huixin Micro-credit Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

HKSE:01577
45GF Score
Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Quanzhou Huixin Micro-credit Co (HKSE:01577) Overvalued in 2026?

Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co stock appears to be overvalued. The current stock price of HK$1.03 is trading 14.4% above its estimated GF Value™ of HK$0.90. GuruFocus considers Quanzhou Huixin Micro-credit Co to be Modestly Overvalued.

Key valuation signals for HKSE:01577:

  • Altman Z-Score:
  • GF Value™: HK$0.90 vs. price of HK$1.03 (14.4% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the HKSE:01577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quanzhou Huixin Micro-credit Co Business Description

Address No. 105 Daxing Street, 35th Floor, Huijin International Center, Fengze District, QuanZhou, Fujian, CHN
Quanzhou Huixin Micro-credit Co Ltd provides local entrepreneurs, SMEs and microenterprises with practical and flexible short-term financing solutions to support their continued development and address their ongoing liquidity needs. All of the group's revenue was generated from the micro-credit business in Quanzhou, Fujian Province in the PRC.
45GF Score

Get the complete analysis for HKSE:01577

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.03
Price
HK$0.90
GF Value