Quanzhou Huixin Micro-credit Co (HKSE:01577) OCF Yield %: -17.88 (As of Aug. 04, 2026)

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HKSE:01577 Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
45 GF Score
Price HK$1.03
GF Value HK$0.90
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Quanzhou Huixin Micro-credit Co OCF Yield %?

Quanzhou Huixin Micro-credit Co HKSE:01577 45 OCF Yield % is -17.88 as of Aug. 04, 2026. GuruFocus rates HKSE:01577 with a GF Score™ of 45/100 and a GF Value™ of HK$0.90 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 542 Credit Services companies, Quanzhou Huixin Micro-credit Co ranks worse than 79.34% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Quanzhou Huixin Micro-credit Co's Trailing 12-Month Cash Flow from Operations is HK$-125.2 Mil, and Market Cap is HK$700.4 Mil. Therefore, Quanzhou Huixin Micro-credit Co's OCF Yield % for today is -17.88%.

The historical rank and industry rank for Quanzhou Huixin Micro-credit Co's OCF Yield % or its related term are showing as below:

HKSE:01577' s OCF Yield % Range Over the Past 10 Years
Min: -18.6   Med: 11.21   Max: 74.32
Current: -17.88


During the past 13 years, the highest OCF Yield % of Quanzhou Huixin Micro-credit Co was 74.32%. The lowest was -18.60%. And the median was 11.21%.

HKSE:01577's OCF Yield % is ranked worse than
79.34% of 542 companies
in the Credit Services industry
Industry Median: 0 vs HKSE:01577: -17.88

Quanzhou Huixin Micro-credit Co's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Quanzhou Huixin Micro-credit Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Quanzhou Huixin Micro-credit Co OCF Yield % Related Terms


Quanzhou Huixin Micro-credit Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Quanzhou Huixin Micro-credit Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quanzhou Huixin Micro-credit Co OCF Yield % Chart

Quanzhou Huixin Micro-credit Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.75 58.90 21.75 43.66 -18.60

Quanzhou Huixin Micro-credit Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.68 57.80 35.56 -35.61 -2.83

HKSE:01577 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Quanzhou Huixin Micro-credit Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quanzhou Huixin Micro-credit Co OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Quanzhou Huixin Micro-credit Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Quanzhou Huixin Micro-credit Co's OCF Yield % falls into.


HKSE:01577
45GF Score
Quanzhou Huixin Micro-credit Co Ltd HKSE:01577
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Quanzhou Huixin Micro-credit Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Quanzhou Huixin Micro-credit Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-126.473 / 680
=-18.60%

Quanzhou Huixin Micro-credit Co's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-9.62 * 2 / 680
=-2.83%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -17.88 mean?
Quanzhou Huixin Micro-credit Co (HKSE:01577) has a OCF Yield % of -17.88 as of Aug. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. According to the industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #430 out of 542 companies in the Credit Services industry, placing it in the top 79.3%.
Is Quanzhou Huixin Micro-credit Co's OCF Yield % too high?
Quanzhou Huixin Micro-credit Co's current OCF Yield % is -17.88. Based on the distribution chart, Quanzhou Huixin Micro-credit Co ranks #430 out of 542 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Quanzhou Huixin Micro-credit Co has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quanzhou Huixin Micro-credit Co's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #430 out of 542 companies for OCF Yield %. This places Quanzhou Huixin Micro-credit Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. Quanzhou Huixin Micro-credit Co's current OCF Yield % is -17.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quanzhou Huixin Micro-credit Co stock overvalued right now?
Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co (HKSE:01577) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.90, compared to a current price of HK$1.03 — trading 14.4% above its estimated fair value. The current OCF Yield % is -17.88. Quanzhou Huixin Micro-credit Co's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Quanzhou Huixin Micro-credit Co (HKSE:01577), the current OCF Yield % is -17.88 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quanzhou Huixin Micro-credit Co (HKSE:01577) Overvalued in 2026?

Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co stock appears to be overvalued. The current stock price of HK$1.03 is trading 14.4% above its estimated GF Value™ of HK$0.90. GuruFocus considers Quanzhou Huixin Micro-credit Co to be Modestly Overvalued.

Key valuation signals for HKSE:01577:

  • OCF Yield %: -17.88
  • GF Value™: HK$0.90 vs. price of HK$1.03 (14.4% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the HKSE:01577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quanzhou Huixin Micro-credit Co Business Description

Address No. 105 Daxing Street, 35th Floor, Huijin International Center, Fengze District, QuanZhou, Fujian, CHN
Quanzhou Huixin Micro-credit Co Ltd provides local entrepreneurs, SMEs and microenterprises with practical and flexible short-term financing solutions to support their continued development and address their ongoing liquidity needs. All of the group's revenue was generated from the micro-credit business in Quanzhou, Fujian Province in the PRC.
45GF Score

Get the complete analysis for HKSE:01577

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.03
Price
HK$0.90
GF Value