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Quanzhou Huixin Micro-credit CoHKSE:01577 49 PS Ratio is 3.47 as of Aug. 16, 2026, which is 11% below its 10-year median of 3.88. GuruFocus rates HKSE:01577 with a GF Score™ of 49/100 and a GF Value™ of HK$0.90 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 523 Credit Services companies, Quanzhou Huixin Micro-credit Co ranks worse than 55.64% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Quanzhou Huixin Micro-credit Co's share price is HK$1.03.
Quanzhou Huixin Micro-credit Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.30. Hence, Quanzhou Huixin Micro-credit Co's PS Ratio for today is 3.47.
The historical rank and industry rank for Quanzhou Huixin Micro-credit Co's PS Ratio or its related term are showing as below:
HKSE:01577'
s PS Ratio Range Over the Past 10 Years
Min: 0.74 Med: 3.88 Max: 7.11
Current: 3.47
During the past 13 years, Quanzhou Huixin Micro-credit Co's highest PS Ratio was 7.11. The lowest was 0.74. And the median was 3.88.
HKSE:01577's PS Ratio is ranked worse than 55.64% of 523
companies
in the Credit Services industry
Industry Median: 2.92
vs HKSE:01577: 3.47
During the past 13 years, Quanzhou Huixin Micro-credit Co's highest 3-Year average Revenue per Share Growth Rate was 32.50% per year. The lowest was -52.40% per year. And the median was -0.30% per year.
Quanzhou Huixin Micro-credit Co (HKSE:01577) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Quanzhou Huixin Micro-credit Co PS Ratio Related Terms
Quanzhou Huixin Micro-credit Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Quanzhou Huixin Micro-credit Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quanzhou Huixin Micro-credit Co PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Quanzhou Huixin Micro-credit Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Quanzhou Huixin Micro-credit Co's PS Ratio falls into.
Quanzhou Huixin Micro-credit Co PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Quanzhou Huixin Micro-credit Co's Share Price of today is HK$1.03.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Quanzhou Huixin Micro-credit Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Quanzhou Huixin Micro-credit Co (HKSE:01577) has a PS Ratio of 3.47 as of Aug. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. This is 11% below median its historical median of 3.88. Over the past decade, Quanzhou Huixin Micro-credit Co's PS Ratio has ranged from 0.74 to 7.11. According to the industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #291 out of 523 companies in the Credit Services industry, placing it in the top 55.6%.
Is Quanzhou Huixin Micro-credit Co's PS Ratio too high?
Quanzhou Huixin Micro-credit Co's current PS Ratio of 3.47 is 11% below median its 10-year median of 3.88. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 7.11. The Credit Services industry median PS Ratio is 2.92. Quanzhou Huixin Micro-credit Co's value of 3.47 is 18.8% above this industry median. Based on the distribution chart, Quanzhou Huixin Micro-credit Co ranks #291 out of 523 companies in the Credit Services industry, which is below the industry midpoint. Overall, Quanzhou Huixin Micro-credit Co has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quanzhou Huixin Micro-credit Co's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Quanzhou Huixin Micro-credit Co ranks #291 out of 523 companies for PS Ratio. This places Quanzhou Huixin Micro-credit Co in the lower half of its industry. The industry median PS Ratio is 2.92. Quanzhou Huixin Micro-credit Co's value of 3.47 is 18.8% above this benchmark. Historically, Quanzhou Huixin Micro-credit Co's own PS Ratio has ranged from 0.74 to 7.11 over the past decade. While the company's 10-year median is 3.88 vs. the industry median of 2.92, Quanzhou Huixin Micro-credit Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.92, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quanzhou Huixin Micro-credit Co's current PS Ratio of 3.47 is 18.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Quanzhou Huixin Micro-credit Co and its competitors. For the Credit Services industry, the median PS Ratio is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quanzhou Huixin Micro-credit Co's current PS Ratio is 3.47, which is 11% below median its own 10-year median of 3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quanzhou Huixin Micro-credit Co stock overvalued right now?
Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co (HKSE:01577) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.90, compared to a current price of HK$1.03 — trading 14.4% above its estimated fair value. The current PS Ratio is 3.47, which is 11% below median its 10-year median of 3.88 and 18.8% above the Credit Services industry median of 2.92. Quanzhou Huixin Micro-credit Co's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Quanzhou Huixin Micro-credit Co (HKSE:01577), the current PS Ratio is 3.47 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quanzhou Huixin Micro-credit Co (HKSE:01577) Overvalued in 2026?
Based on GuruFocus' analysis, Quanzhou Huixin Micro-credit Co stock appears to be overvalued.
The current stock price of HK$1.03 is trading 14.4% above its estimated GF Value™ of HK$0.90.
GuruFocus considers Quanzhou Huixin Micro-credit Co to be Modestly Overvalued.
Key valuation signals for HKSE:01577:
PS Ratio: 3.47 (11% below median its 10-year median of 3.88)
GF Value™: HK$0.90 vs. price of HK$1.03 (14.4% above fair value)
Industry Position: 18.8% above the Credit Services median (#291 of 523)
No single metric tells the full story. See the HKSE:01577 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quanzhou Huixin Micro-credit Co Ltd provides local entrepreneurs, SMEs and microenterprises with practical and flexible short-term financing solutions to support their continued development and address their ongoing liquidity needs. All of the group's revenue was generated from the micro-credit business in Quanzhou, Fujian Province in the PRC.
49GF Score
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