Alliance Bank Malaysia Bhd (XKLS:2488) Moat Score: 0/10 (As of Jul. 09, 2026)


XKLS:2488 Alliance Bank Malaysia Bhd XKLS:2488
80 GF Score
Price RM4.76
GF Value RM4.50
Valuation Fairly Valued
! 4 Warning Signs
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What is Alliance Bank Malaysia Bhd Moat Score?

Alliance Bank Malaysia Bhd has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Alliance Bank Malaysia Bhd has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Alliance Bank Malaysia Bhd might have No Moat - No discernible moat.

Alliance Bank Malaysia Bhd  (XKLS:2488) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Alliance Bank Malaysia Bhd Moat Score Related Terms

XKLS:2488
80GF Score
Alliance Bank Malaysia Bhd XKLS:2488
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Alliance Bank Malaysia Bhd (XKLS:2488) Overvalued in 2026?

Based on GuruFocus' analysis, Alliance Bank Malaysia Bhd stock appears to be overvalued. The current stock price of RM4.76 is trading 5.8% above its estimated GF Value™ of RM4.50. GuruFocus considers Alliance Bank Malaysia Bhd to be Fairly Valued.

Key valuation signals for XKLS:2488:

  • Moat Score: 0
  • GF Value™: RM4.50 vs. price of RM4.76 (5.8% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the XKLS:2488 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alliance Bank Malaysia Bhd Business Description

Address No. 8, Jalan Munshi Abdullah, 3rd Floor, Menara Multi-Purpose, Capital Square, Kuala Lumpur, SGR, MYS, 50100
Alliance Bank Malaysia Bhd is a Malaysia-based company engaged in providing banking and financial services. Its segments consist of its consumer banking segment, which offers personal banking solutions, including mortgages, credit cards, and wealth management. The business banking segment consists of small and midsize enterprise and wholesale banking and offers products and services, such as cash management, trade finance, treasury, and structured solutions. The financial markets segment offers money market, hedging, foreign exchange, wealth management, stockbroking, and corporate advisory segments. The stockbroking and corporate advisory cover stockbroking activities and corporate advisory and other segments.
80GF Score

Get the complete analysis for XKLS:2488

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.76
Price
RM4.50
GF Value