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Ally Financial (STU:GMZ) Margin of Safety % (DCF Dividends Based) : 41.99% (As of Dec. 15, 2024)


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What is Ally Financial Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2024-12-15), Ally Financial's Predictability Rank is 2-Stars. Ally Financial's intrinsic value calculated from the Discounted Dividend model is €29.82 and current share price is €35.885. Consequently,

Ally Financial's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 41.99%.

Competitive Comparison of Ally Financial's Margin of Safety % (DCF Dividends Based)

For the Credit Services subindustry, Ally Financial's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ally Financial's Margin of Safety % (DCF Dividends Based) Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Ally Financial's Margin of Safety % (DCF Dividends Based) falls into.


Ally Financial Margin of Safety % (DCF Dividends Based) Calculation

Ally Financial's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(61.86-35.885)/61.86
=41.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Ally Financial Margin of Safety % (DCF Dividends Based) Related Terms

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Ally Financial Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Ally Financial Inc (STU:GMZ) » Definitions » Margin of Safety % (DCF Dividends Based)
Comparable Companies
SOFI OBDC CACC FCFS OMF WU NNI SLM SYF QFIN V MA AXP PYPL BOM:500034 COF TSE:8591 DFS XPAR:EDEN NSE:CHOLAFIN
Traded in Other Exchanges
ALLY:USA ALLY1:Mexico 0HD0:UK GMZ:Germany
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Website
https://www.ally.com
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.