DCB Bank (NSE:DCBBANK) Margin of Safety % (DCF FCF Based): 90.02% (As of Jul. 04, 2026)


NSE:DCBBANK DCB Bank Ltd NSE:DCBBANK
81 GF Score
Price ₹189.27
GF Value ₹176.81
Valuation Fairly Valued
! 6 Warning Signs
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What is DCB Bank Margin of Safety % (DCF FCF Based)?

DCB Bank NSE:DCBBANK -2.18% 81 Margin of Safety % (DCF FCF Based) is 90.02% as of Jul. 04, 2026. GuruFocus rates NSE:DCBBANK with a GF Score™ of 81/100 and a GF Value™ of ₹176.81 (Fairly Valued). The stock has 6 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-04), DCB Bank's Predictability Rank is 5-Stars. DCB Bank's intrinsic value calculated from the Discounted FCF model is ₹341.93 and current share price is ₹189.27. Consequently,

DCB Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 90.02%.

DCB Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, DCB Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

DCB Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, DCB Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where DCB Bank's Margin of Safety % (DCF FCF Based) falls into.


NSE:DCBBANK
81GF Score
DCB Bank Ltd NSE:DCBBANK
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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DCB Bank Margin of Safety % (DCF FCF Based) Calculation

DCB Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1897.29-189.27)/1897.29
=90.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 90.02% mean?
DCB Bank (NSE:DCBBANK) has a Margin of Safety % (DCF FCF Based) of 90.02% as of Jul. 04, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on DCB Bank.
Is DCB Bank's Margin of Safety % (DCF FCF Based) too high?
DCB Bank's current Margin of Safety % (DCF FCF Based) is 90.02%. Overall, DCB Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DCB Bank's Margin of Safety % (DCF FCF Based) compare to competitors?
DCB Bank's Margin of Safety % (DCF FCF Based) of 90.02% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on DCB Bank. DCB Bank's current Margin of Safety % (DCF FCF Based) is 90.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCB Bank stock overvalued right now?
Based on GuruFocus' analysis, DCB Bank (NSE:DCBBANK) is currently considered Fairly Valued. The stock's GF Value™ is ₹176.81, compared to a current price of ₹189.27 — trading 7% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 90.02%. DCB Bank's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For DCB Bank (NSE:DCBBANK), the current Margin of Safety % (DCF FCF Based) is 90.02% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DCB Bank (NSE:DCBBANK) Overvalued in 2026?

Based on GuruFocus' analysis, DCB Bank stock appears to be overvalued. The current stock price of ₹189.27 is trading 7% above its estimated GF Value™ of ₹176.81. GuruFocus considers DCB Bank to be Fairly Valued.

Key valuation signals for NSE:DCBBANK:

  • Margin of Safety % (DCF FCF Based): 90.02%
  • GF Value™: ₹176.81 vs. price of ₹189.27 (7% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the NSE:DCBBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

DCB Bank Business Description

Other Exchanges 532772:India
Address Senapati Bapat Marg, 601 and 602, 601 & 602, 6th Floor, Tower A, Peninsula Business Park, Lower Parel, Mumbai, IND, 400013
DCB Bank Ltd engaged in providing banking and financial services. It is a new-generation private sector bank focused on serving small businesses, self-employed professionals, and individuals across India. It has four segments Treasury Operations includes all financial markets activities undertaken on behalf of the Bans customers, proprietary trading, maintenance of reserve requirements and resource mobilization from other banks and financial institutions; Wholesale Banking includes lending, deposit taking and other services offered to corporate customers; Retail Banking includes lending, deposit taking and other services offered to retail customers; and Other Banking Operations includes para banking activities. It generates majority of income from Retail banking.
81GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹189.27
Price
₹176.81
GF Value