SOFI (SoFi Technologies) Marketable Securities: $3,048 Mil (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SOFI SoFi Technologies Inc SOFI
68 GF Score
Price $16.46
GF Value $16.14
Valuation Fairly Valued
! 2 Warning Signs
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What is SoFi Technologies Marketable Securities?

SoFi Technologies SOFI -1.14% 68 Marketable Securities is $3,048 Mil as of Mar. 2026. GuruFocus rates SOFI with a GF Score™ of 68/100 and a GF Value™ of $16.14 (Fairly Valued). The stock has 2 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. SoFi Technologies's Marketable Securities for the quarter that ended in Mar. 2026 was $3,048 Mil.

SoFi Technologies's annual Marketable Securities increased from Dec. 2023 ($501 Mil) to Dec. 2024 ($1,804 Mil) and increased from Dec. 2024 ($1,804 Mil) to Dec. 2025 ($2,431 Mil).

SoFi Technologies  (NAS:SOFI) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

SoFi Technologies Marketable Securities Related Terms

SoFi Technologies Marketable Securities Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies Marketable Securities Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial 194.91 39.43 500.94 1,804.04 2,430.98

SoFi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,153.46 2,266.59 2,393.24 2,430.98 3,048.36
SOFI
68GF Score
SoFi Technologies Inc SOFI
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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SoFi Technologies Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of $3,048 Mil mean?
SoFi Technologies (SOFI) has a Marketable Securities of $3,048 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' Marketable Securities too high?
SoFi Technologies' current Marketable Securities is $3,048 Mil. Overall, SoFi Technologies has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Marketable Securities compare to SYF and AFRM?
SoFi Technologies' Marketable Securities of $3,048 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Credit Services company?
A good Marketable Securities depends on the Credit Services industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current Marketable Securities is $3,048 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (SOFI) is currently considered Fairly Valued. The stock's GF Value™ is $16.14, compared to a current price of $16.46 — trading 2% above its estimated fair value. The current Marketable Securities is $3,048 Mil. SoFi Technologies' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For SoFi Technologies (SOFI), the current Marketable Securities is $3,048 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (SOFI) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of $16.46 is trading 2% above its estimated GF Value™ of $16.14. GuruFocus considers SoFi Technologies to be Fairly Valued.

Key valuation signals for SOFI:

  • Marketable Securities: $3,048 Mil
  • GF Value™: $16.14 vs. price of $16.46 (2% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
68GF Score

Get the complete analysis for SOFI

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.46
Price
$16.14
GF Value