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SoFi Technologies's Beginning Cash Position for the quarter that ended in Mar. 2026 was $5,357 Mil.
SoFi Technologies's quarterly Beginning Cash Position
increased
from Sep. 2025 ($2,715 Mil) to Dec. 2025 ($3,746 Mil) and
increased
from Dec. 2025 ($3,746 Mil) to Mar. 2026 ($5,357 Mil).
SoFi Technologies's annual Beginning Cash Position
increased
from Dec. 2023 ($1,846 Mil) to Dec. 2024 ($3,616 Mil) but then
declined
from Dec. 2024 ($3,616 Mil) to Dec. 2025 ($2,709 Mil).
SoFi Technologies Beginning Cash Position Related Terms
SoFi Technologies Beginning Cash Position Historical Data
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The historical data trend for SoFi Technologies's Beginning Cash Position can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Beginning Cash Position of $5,357 Mil mean?
SoFi Technologies (SOFI) has a Beginning Cash Position of $5,357 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' Beginning Cash Position too high?
SoFi Technologies' current Beginning Cash Position is $5,357 Mil. Overall, SoFi Technologies has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Beginning Cash Position compare to AFRM and SYF?
SoFi Technologies' Beginning Cash Position of $5,357 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current Beginning Cash Position is $5,357 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (SOFI) is currently considered Fairly Valued. The stock's GF Value™ is $16.18, compared to a current price of $16.47 — trading 1.8% above its estimated fair value. The current Beginning Cash Position is $5,357 Mil. SoFi Technologies' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For SoFi Technologies (SOFI), the current Beginning Cash Position is $5,357 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (SOFI) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued.
The current stock price of $16.47 is trading 1.8% above its estimated GF Value™ of $16.18.
GuruFocus considers SoFi Technologies to be Fairly Valued.
Key valuation signals for SOFI:
Beginning Cash Position: $5,357 Mil
GF Value™: $16.18 vs. price of $16.47 (1.8% above fair value)
No single metric tells the full story. See the SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
68GF Score
Get the complete analysis for SOFI
Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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