KSBI (KS Bancorp) Median PS Value: $77.86 (As of Jul. 30, 2026) — 7459% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KSBI KS Bancorp Inc KSBI
59 GF Score
Price $79.06
GF Value $72.20
Valuation Fairly Valued
! 2 Warning Signs
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What is KS Bancorp Median PS Value?

KS Bancorp KSBI +1.75% 59 Median PS Value is $77.86 as of Jul. 30, 2026, which is 7459% above its 10-year median of 1.03. GuruFocus rates KSBI with a GF Score™ of 59/100 and a GF Value™ of $72.20 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,044 Banks companies, KS Bancorp ranks better than 61.21% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. KS Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $31.589. KS Bancorp's 10-Year median PS Ratio is 2.4648. Therefore, the Median PS Value for today is $77.86.

As of today (2026-07-30), KS Bancorp's share price is $79.06. KS Bancorp's Median PS Value is $77.86. Therefore, KS Bancorp's Price to Median PS Value for today is 1.02.

The historical rank and industry rank for KS Bancorp's Median PS Value or its related term are showing as below:

KSBI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.83   Med: 1.03   Max: 4.92
Current: 1.02

During the past 13 years, the highest Price to Median PS Value of KS Bancorp was 4.92. The lowest was 0.83. And the median was 1.03.

KSBI's Price-to-Median-PS-Value is ranked better than
61.21% of 1044 companies
in the Banks industry
Industry Median: 1.13 vs KSBI: 1.02

KS Bancorp  (OTCPK:KSBI) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

KS Bancorp's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=79.06/77.86
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


KS Bancorp Median PS Value Related Terms


KS Bancorp Median PS Value Historical Data

* Premium members only.

The historical data trend for KS Bancorp's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KS Bancorp Median PS Value Chart

KS Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.25 48.31 49.87 56.49 70.52

KS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.92 67.12 70.52 74.62 77.86

KSBI vs CIWV, CZBC, ORPB: Median PS Value Comparison

For the Banks - Regional subindustry, KS Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KS Bancorp Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, KS Bancorp's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where KS Bancorp's Price-to-Median-PS-Value falls into.


KSBI
59GF Score
KS Bancorp Inc KSBI
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KS Bancorp Median PS Value Calculation

KS Bancorp's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=31.589*2.4648
=77.86

10-Year Median PS Ratio is 2.4648.
KS Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $31.589.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of $77.86 mean?
KS Bancorp (KSBI) has a Median PS Value of $77.86 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on KS Bancorp and its competitors. This is 7459% above median its historical median of 1.03. Over the past decade, KS Bancorp's Median PS Value has ranged from 0.83 to 4.92. According to the industry distribution chart, KS Bancorp ranks #405 out of 1044 companies in the Banks industry, placing it in the top 38.8%.
Is KS Bancorp's Median PS Value too high?
KS Bancorp's current Median PS Value of $77.86 is 7459% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 4.92. The Banks industry median Median PS Value is 1.13. KS Bancorp's value of $77.86 is 6790.3% above this industry median. Based on the distribution chart, KS Bancorp ranks #405 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, KS Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does KS Bancorp's Median PS Value compare to CIWV and CZBC?
According to the Banks industry distribution chart, KS Bancorp ranks #405 out of 1044 companies for Median PS Value. This puts KS Bancorp in the upper half of its industry. The industry median Median PS Value is 1.13. KS Bancorp's value of $77.86 is 6790.3% above this benchmark. Historically, KS Bancorp's own Median PS Value has ranged from 0.83 to 4.92 over the past decade. While the company's 10-year median is 1.03 vs. the industry median of 1.13, KS Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KS Bancorp's current Median PS Value of $77.86 is 6790.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on KS Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KS Bancorp's current Median PS Value is $77.86, which is 7459% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, KS Bancorp (KSBI) is currently considered Fairly Valued. The stock's GF Value™ is $72.20, compared to a current price of $79.06 — trading 9.5% above its estimated fair value. The current Median PS Value is $77.86, which is 7459% above median its 10-year median of 1.03 and 6790.3% above the Banks industry median of 1.13. KS Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For KS Bancorp (KSBI), the current Median PS Value is $77.86 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KS Bancorp (KSBI) Overvalued in 2026?

Based on GuruFocus' analysis, KS Bancorp stock appears to be overvalued. The current stock price of $79.06 is trading 9.5% above its estimated GF Value™ of $72.20. GuruFocus considers KS Bancorp to be Fairly Valued.

Key valuation signals for KSBI:

  • Median PS Value: $77.86 (7459% above median its 10-year median of 1.03)
  • GF Value™: $72.20 vs. price of $79.06 (9.5% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 6790.3% above the Banks median (#405 of 1044)

No single metric tells the full story. See the KSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KS Bancorp Business Description

Address 1031 North Brightleaf Boulevard, PO Box 661, Smithfield, NC, USA, 27577
KS Bancorp Inc is a community bank. The Bank's operations are retail-oriented and directed toward individuals and small to medium-sized businesses located in the company's banking market. The Bank provides traditional banking services, which include taking of demand deposits and making of consumer and commercial loans. The Bank's primary source of revenue is the interest income derived from its lending activities.
59GF Score

Get the complete analysis for KSBI

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.06
Price
$72.20
GF Value