KSBI (KS Bancorp) Total Assets: $875.47 Mil (As of Jun. 2026)

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KSBI KS Bancorp Inc KSBI
59 GF Score
Price $79.06
GF Value $72.20
Valuation Fairly Valued
! 2 Warning Signs
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What is KS Bancorp Total Assets?

KS Bancorp KSBI +1.75% 59 Total Assets is $875.47 Mil as of Jun. 2026. GuruFocus rates KSBI with a GF Score™ of 59/100 and a GF Value™ of $72.20 (Fairly Valued). The stock has 2 warning signs investors should review.

KS Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $875.47 Mil.

Warning Sign:

If a company builds assets at 12.2% a year, faster than its revenue growth rate of 10.7% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, KS Bancorp's average Total Assets Growth Rate was 18.20% per year. During the past 3 years, the average Total Assets Growth Rate was 13.80% per year. During the past 5 years, the average Total Assets Growth Rate was 12.20% per year. During the past 10 years, the average Total Assets Growth Rate was 14.90% per year.

During the past 13 years, KS Bancorp's highest 3-Year average Total Assets Growth Rate was 22.10%. The lowest was 9.10%. And the median was 13.20%.

Total Assets is connected with ROA %. KS Bancorp's annualized ROA % for the quarter that ended in Jun. 2026 was 1.30%. Total Assets is also linked to Revenue through Asset Turnover. KS Bancorp's Asset Turnover for the quarter that ended in Jun. 2026 was 0.01.


KS Bancorp  (OTCPK:KSBI) Total Assets Explanation

Total Assets is connected with ROA %.

KS Bancorp's annualized ROA % for the quarter that ended in Jun. 2026 is

ROA %=Net Income (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=11.404/( (874.104+875.474)/ 2 )
=11.404/874.789
=1.30 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

KS Bancorp's Asset Turnover for the quarter that ended in Jun. 2026 is

Asset Turnover
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=9.31/( (874.104+875.474)/ 2 )
=9.31/874.789
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

KS Bancorp Total Assets Related Terms


KS Bancorp Total Assets Historical Data

* Premium members only.

The historical data trend for KS Bancorp's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KS Bancorp Total Assets Chart

KS Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 571.23 546.35 613.60 690.85 822.60

KS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 727.26 772.68 822.60 874.10 875.47
KSBI
59GF Score
KS Bancorp Inc KSBI
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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KS Bancorp Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

KS Bancorp's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=55.844+766.76
=822.60

KS Bancorp's Total Assets for the quarter that ended in Jun. 2026 is calculated as

Total Assets=Total Equity (Q: Jun. 2026 )+Total Liabilities (Q: Jun. 2026 )
=60.688+814.786
=875.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $875.47 Mil mean?
KS Bancorp (KSBI) has a Total Assets of $875.47 Mil as of Jun. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on KS Bancorp and its competitors.
Is KS Bancorp's Total Assets too high?
KS Bancorp's current Total Assets is $875.47 Mil. Overall, KS Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does KS Bancorp's Total Assets compare to CIWV and CZBC?
KS Bancorp's Total Assets of $875.47 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on KS Bancorp and its competitors. KS Bancorp's current Total Assets is $875.47 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, KS Bancorp (KSBI) is currently considered Fairly Valued. The stock's GF Value™ is $72.20, compared to a current price of $79.06 — trading 9.5% above its estimated fair value. The current Total Assets is $875.47 Mil. KS Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For KS Bancorp (KSBI), the current Total Assets is $875.47 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KS Bancorp (KSBI) Overvalued in 2026?

Based on GuruFocus' analysis, KS Bancorp stock appears to be overvalued. The current stock price of $79.06 is trading 9.5% above its estimated GF Value™ of $72.20. GuruFocus considers KS Bancorp to be Fairly Valued.

Key valuation signals for KSBI:

  • Total Assets: $875.47 Mil
  • GF Value™: $72.20 vs. price of $79.06 (9.5% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the KSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KS Bancorp Business Description

Address 1031 North Brightleaf Boulevard, PO Box 661, Smithfield, NC, USA, 27577
KS Bancorp Inc is a community bank. The Bank's operations are retail-oriented and directed toward individuals and small to medium-sized businesses located in the company's banking market. The Bank provides traditional banking services, which include taking of demand deposits and making of consumer and commercial loans. The Bank's primary source of revenue is the interest income derived from its lending activities.
59GF Score

Get the complete analysis for KSBI

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.06
Price
$72.20
GF Value