KSBI (KS Bancorp) Dividend Yield %: 1.54% (As of Jul. 30, 2026) — Near Median

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KSBI KS Bancorp Inc KSBI
59 GF Score
Price $79.06
GF Value $72.20
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is KS Bancorp Dividend Yield %?

KS Bancorp KSBI +1.75% 59 Dividend Yield % is 1.54% as of Jul. 30, 2026, which is 3% above its 10-year median of 1.50. GuruFocus rates KSBI with a GF Score™ of 59/100 and a GF Value™ of $72.20 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,251 Banks companies, KS Bancorp ranks worse than 83.93% on this metric.

As of today (2026-07-30), the Trailing Annual Dividend Yield of KS Bancorp is 1.54%.

The historical rank and industry rank for KS Bancorp's Dividend Yield % or its related term are showing as below:

KSBI' s Dividend Yield % Range Over the Past 10 Years
Min: 0.4   Med: 1.5   Max: 2.19
Current: 1.54

During the past 13 years, the highest Dividend Yield of KS Bancorp was 2.19%. The lowest was 0.40%. And the median was 1.50%.

KSBI's Dividend Yield % is ranked worse than
83.93% of 1251 companies
in the Banks industry
Industry Median: 2.97 vs KSBI: 1.54

KS Bancorp's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.12.

During the past 13 years, the highest Dividend Payout Ratio of KS Bancorp was 0.44. The lowest was 0.10. And the median was 0.15.

As of today (2026-07-30), the Forward Dividend Yield % of KS Bancorp is 1.54%.

KS Bancorp's Dividends per Share for the three months ended in Jun. 2026 was $0.30.

During the past 12 months, KS Bancorp's average Dividends Per Share Growth Rate was 9.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 15.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 22.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 9.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of KS Bancorp was 33.90% per year. The lowest was -10.90% per year. And the median was 2.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


KS Bancorp  (OTCPK:KSBI) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


KS Bancorp Dividend Yield % Related Terms


KS Bancorp Dividend Yield % Historical Data

* Premium members only.

The historical data trend for KS Bancorp's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KS Bancorp Dividend Yield % Chart

KS Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 1.55 1.95 2.11 1.86

KS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 1.91 1.86 1.40 1.53

KSBI vs CIWV, CZBC, ORPB: Dividend Yield % Comparison

For the Banks - Regional subindustry, KS Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KS Bancorp Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, KS Bancorp's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where KS Bancorp's Dividend Yield % falls into.


KSBI
59GF Score
KS Bancorp Inc KSBI
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KS Bancorp Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

KS Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3400002026-07-272026-07-272026-08-06Cash DividendquarterlyUSD:USD 1.000000
USD 0.3000002026-04-272026-04-272026-05-07Cash DividendquarterlyUSD:USD 1.000000
USD 0.3000002026-02-022026-02-022026-02-12Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002025-10-312025-10-312025-11-10Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002025-08-012025-08-012025-08-11Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

KS Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.5/79.06
=1.90 %

Current Share Price is $79.06.
KS Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.5.

KS Bancorp's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.36/79.06
=1.72 %

Current Share Price is $79.06.
KS Bancorp's Dividends per Share for the forward twelve months is calculated as $0.34 * 4 = $1.36.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 1.54% mean?
KS Bancorp (KSBI) has a Dividend Yield % of 1.54% as of Jul. 30, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on KS Bancorp and its competitors. This is near median its historical median of 1.50. Over the past decade, KS Bancorp's Dividend Yield % has ranged from 0.40 to 2.19. According to the industry distribution chart, KS Bancorp ranks #1050 out of 1251 companies in the Banks industry, placing it in the top 83.9%.
Is KS Bancorp's Dividend Yield % too high?
KS Bancorp's current Dividend Yield % of 1.54% is near median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.19. The Banks industry median Dividend Yield % is 2.97. KS Bancorp's value of 1.54% is 48.1% below this industry median. Based on the distribution chart, KS Bancorp ranks #1050 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, KS Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does KS Bancorp's Dividend Yield % compare to CIWV and CZBC?
According to the Banks industry distribution chart, KS Bancorp ranks #1050 out of 1251 companies for Dividend Yield %. This places KS Bancorp in the lower half of its industry. The industry median Dividend Yield % is 2.97. KS Bancorp's value of 1.54% is 48.1% below this benchmark. Historically, KS Bancorp's own Dividend Yield % has ranged from 0.40 to 2.19 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 2.97, KS Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KS Bancorp's current Dividend Yield % of 1.54% is 48.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on KS Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KS Bancorp's current Dividend Yield % is 1.54%, which is near median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, KS Bancorp (KSBI) is currently considered Fairly Valued. The stock's GF Value™ is $72.20, compared to a current price of $79.06 — trading 9.5% above its estimated fair value. The current Dividend Yield % is 1.54%, which is near median its 10-year median of 1.50 and 48.1% below the Banks industry median of 2.97. KS Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For KS Bancorp (KSBI), the current Dividend Yield % is 1.54% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KS Bancorp (KSBI) Overvalued in 2026?

Based on GuruFocus' analysis, KS Bancorp stock appears to be overvalued. The current stock price of $79.06 is trading 9.5% above its estimated GF Value™ of $72.20. GuruFocus considers KS Bancorp to be Fairly Valued.

Key valuation signals for KSBI:

  • Dividend Yield %: 1.54% (near median its 10-year median of 1.50)
  • GF Value™: $72.20 vs. price of $79.06 (9.5% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 48.1% below the Banks median (#1050 of 1251)

No single metric tells the full story. See the KSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KS Bancorp Business Description

Address 1031 North Brightleaf Boulevard, PO Box 661, Smithfield, NC, USA, 27577
KS Bancorp Inc is a community bank. The Bank's operations are retail-oriented and directed toward individuals and small to medium-sized businesses located in the company's banking market. The Bank provides traditional banking services, which include taking of demand deposits and making of consumer and commercial loans. The Bank's primary source of revenue is the interest income derived from its lending activities.
59GF Score

Get the complete analysis for KSBI

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.06
Price
$72.20
GF Value