KSBI (KS Bancorp) OCF Yield %: 12.96 (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KSBI KS Bancorp Inc KSBI
59 GF Score
Price $79.06
GF Value $72.20
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is KS Bancorp OCF Yield %?

KS Bancorp KSBI +1.75% 59 OCF Yield % is 12.96 as of Jul. 30, 2026. GuruFocus rates KSBI with a GF Score™ of 59/100 and a GF Value™ of $72.20 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,498 Banks companies, KS Bancorp ranks better than 66.36% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, KS Bancorp's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $87.58 Mil. Therefore, KS Bancorp's OCF Yield % for today is 12.96%.

The historical rank and industry rank for KS Bancorp's OCF Yield % or its related term are showing as below:

KSBI' s OCF Yield % Range Over the Past 10 Years
Min: 12.96   Med: 0   Max: 12.96
Current: 12.96


During the past 13 years, the highest OCF Yield % of KS Bancorp was 12.96%. The lowest was 12.96%. And the median was %.

KSBI's OCF Yield % is ranked better than
66.36% of 1498 companies
in the Banks industry
Industry Median: 8.96 vs KSBI: 12.96

KS Bancorp's OCF Margin % for the quarter that ended in Jun. 2026 was %.


KS Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


KS Bancorp OCF Yield % Related Terms


KS Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for KS Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KS Bancorp OCF Yield % Chart

KS Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.44 16.25 13.28 15.31 17.28

KS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

KSBI vs CIWV, CZBC, ORPB: OCF Yield % Comparison

For the Banks - Regional subindustry, KS Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KS Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, KS Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where KS Bancorp's OCF Yield % falls into.


KSBI
59GF Score
KS Bancorp Inc KSBI
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KS Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

KS Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=11.347 / 65.649
=17.28%

KS Bancorp's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 83.83128
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 12.96 mean?
KS Bancorp (KSBI) has a OCF Yield % of 12.96 as of Jul. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on KS Bancorp and its competitors. Over the past decade, KS Bancorp's OCF Yield % has ranged from 12.96 to 12.96. According to the industry distribution chart, KS Bancorp ranks #504 out of 1498 companies in the Banks industry, placing it in the top 33.6%.
Is KS Bancorp's OCF Yield % too high?
KS Bancorp's current OCF Yield % is 12.96. Over the past 10 years, this metric has ranged from a low of 12.96 to a high of 12.96. The Banks industry median OCF Yield % is 8.96. KS Bancorp's value of 12.96 is 44.6% above this industry median. Based on the distribution chart, KS Bancorp ranks #504 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, KS Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does KS Bancorp's OCF Yield % compare to CIWV and CZBC?
According to the Banks industry distribution chart, KS Bancorp ranks #504 out of 1498 companies for OCF Yield %. This puts KS Bancorp in the upper half of its industry. The industry median OCF Yield % is 8.96. KS Bancorp's value of 12.96 is 44.6% above this benchmark. Historically, KS Bancorp's own OCF Yield % has ranged from 12.96 to 12.96 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.96, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KS Bancorp's current OCF Yield % of 12.96 is 44.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on KS Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 8.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KS Bancorp's current OCF Yield % is 12.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, KS Bancorp (KSBI) is currently considered Fairly Valued. The stock's GF Value™ is $72.20, compared to a current price of $79.06 — trading 9.5% above its estimated fair value. The current OCF Yield % is 12.96 and 44.6% above the Banks industry median of 8.96. KS Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For KS Bancorp (KSBI), the current OCF Yield % is 12.96 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KS Bancorp (KSBI) Overvalued in 2026?

Based on GuruFocus' analysis, KS Bancorp stock appears to be overvalued. The current stock price of $79.06 is trading 9.5% above its estimated GF Value™ of $72.20. GuruFocus considers KS Bancorp to be Fairly Valued.

Key valuation signals for KSBI:

  • OCF Yield %: 12.96
  • GF Value™: $72.20 vs. price of $79.06 (9.5% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 44.6% above the Banks median (#504 of 1498)

No single metric tells the full story. See the KSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KS Bancorp Business Description

Address 1031 North Brightleaf Boulevard, PO Box 661, Smithfield, NC, USA, 27577
KS Bancorp Inc is a community bank. The Bank's operations are retail-oriented and directed toward individuals and small to medium-sized businesses located in the company's banking market. The Bank provides traditional banking services, which include taking of demand deposits and making of consumer and commercial loans. The Bank's primary source of revenue is the interest income derived from its lending activities.
59GF Score

Get the complete analysis for KSBI

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.06
Price
$72.20
GF Value