Sound Financial Bancorp's quarterly market cap
declined
from Sep. 2025 ($109.99 Mil) to Dec. 2025 ($103.88 Mil) but then
increased
from Dec. 2025 ($103.88 Mil) to Mar. 2026 ($104.07 Mil).
Sound Financial Bancorp's annual market cap
increased
from Dec. 2023 ($92.82 Mil) to Dec. 2024 ($125.68 Mil) but then
declined
from Dec. 2024 ($125.68 Mil) to Dec. 2025 ($103.88 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Sound Financial Bancorp's Enterprise Value for Today is $-14.83 Mil.
Sound Financial Bancorp (NAS:SFBC) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Sound Financial Bancorp Market Cap Related Terms
Sound Financial Bancorp Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sound Financial Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sound Financial Bancorp Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Sound Financial Bancorp's Market Cap distribution charts can be found below:
* The bar in red indicates where Sound Financial Bancorp's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Sound Financial Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sound Financial Bancorp (SFBC) has a Market Cap of $101.98 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Sound Financial Bancorp and its competitors. According to the industry distribution chart, Sound Financial Bancorp ranks #1232 out of 1543 companies in the Banks industry, placing it in the top 79.8%.
Is Sound Financial Bancorp's Market Cap too high?
Sound Financial Bancorp's current Market Cap is $101.98 Mil. The Banks industry median Market Cap is 701.90. Sound Financial Bancorp's value of $101.98 Mil is 85.5% below this industry median. Based on the distribution chart, Sound Financial Bancorp ranks #1232 out of 1543 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sound Financial Bancorp has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sound Financial Bancorp's Market Cap compare to CYVF and CNBB?
According to the Banks industry distribution chart, Sound Financial Bancorp ranks #1232 out of 1543 companies for Market Cap. This places Sound Financial Bancorp in the lower half of its industry. The industry median Market Cap is 701.90. Sound Financial Bancorp's value of $101.98 Mil is 85.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 701.90, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sound Financial Bancorp's current Market Cap of $101.98 Mil is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Sound Financial Bancorp and its competitors. For the Banks industry, the median Market Cap is 701.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sound Financial Bancorp's current Market Cap is $101.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sound Financial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sound Financial Bancorp (SFBC) is currently considered Fairly Valued. The stock's GF Value™ is $45.31, compared to a current price of $42.87 — trading 5.4% below its estimated fair value. The current Market Cap is $101.98 Mil and 85.5% below the Banks industry median of 701.90. Sound Financial Bancorp's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Sound Financial Bancorp (SFBC), the current Market Cap is $101.98 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sound Financial Bancorp (SFBC) Overvalued in 2026?
Based on GuruFocus' analysis, Sound Financial Bancorp stock appears to be undervalued.
The current stock price of $42.87 is trading 5.4% below its estimated GF Value™ of $45.31.
GuruFocus considers Sound Financial Bancorp to be Fairly Valued.
Key valuation signals for SFBC:
Market Cap: $101.98 Mil
GF Value™: $45.31 vs. price of $42.87 (5.4% below fair value)
Industry Position: 85.5% below the Banks median (#1232 of 1543)
No single metric tells the full story. See the SFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.
51GF Score
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