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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), Sound Financial Bancorp's 3-1 Month Momentum % is 3.43%.
The industry rank for Sound Financial Bancorp's 3-1 Month Momentum % or its related term are showing as below:
SFBC's 3-1 Month Momentum % is ranked better than 52.44% of 1577
companies
in the Banks industry
Industry Median: 2.64
vs SFBC: 3.43
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Sound Financial Bancorp 3-1 Month Momentum % Related Terms
SFBC vs CZBS, HARL, CMHF: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Sound Financial Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sound Financial Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Sound Financial Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Sound Financial Bancorp's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sound Financial Bancorp (SFBC) has a 3-1 Month Momentum % of 3.43% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sound Financial Bancorp and its competitors. According to the industry distribution chart, Sound Financial Bancorp ranks #750 out of 1577 companies in the Banks industry, placing it in the top 47.6%.
Is Sound Financial Bancorp's 3-1 Month Momentum % too high?
Sound Financial Bancorp's current 3-1 Month Momentum % is 3.43%. The Banks industry median 3-1 Month Momentum % is 2.64. Sound Financial Bancorp's value of 3.43% is 29.9% above this industry median. Based on the distribution chart, Sound Financial Bancorp ranks #750 out of 1577 companies in the Banks industry, which is above the industry midpoint. Overall, Sound Financial Bancorp has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sound Financial Bancorp's 3-1 Month Momentum % compare to CZBS and HARL?
According to the Banks industry distribution chart, Sound Financial Bancorp ranks #750 out of 1577 companies for 3-1 Month Momentum %. This puts Sound Financial Bancorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.64. Sound Financial Bancorp's value of 3.43% is 29.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.64, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sound Financial Bancorp's current 3-1 Month Momentum % of 3.43% is 29.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sound Financial Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sound Financial Bancorp's current 3-1 Month Momentum % is 3.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sound Financial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sound Financial Bancorp (SFBC) is currently considered Fairly Valued. The stock's GF Value™ is $45.30, compared to a current price of $44.69 — trading 1.3% below its estimated fair value. The current 3-1 Month Momentum % is 3.43% and 29.9% above the Banks industry median of 2.64. Sound Financial Bancorp's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Sound Financial Bancorp (SFBC), the current 3-1 Month Momentum % is 3.43% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sound Financial Bancorp (SFBC) Overvalued in 2026?
Based on GuruFocus' analysis, Sound Financial Bancorp stock appears to be undervalued.
The current stock price of $44.69 is trading 1.3% below its estimated GF Value™ of $45.30.
GuruFocus considers Sound Financial Bancorp to be Fairly Valued.
Key valuation signals for SFBC:
3-1 Month Momentum %: 3.43%
GF Value™: $45.30 vs. price of $44.69 (1.3% below fair value)
Industry Position: 29.9% above the Banks median (#750 of 1577)
No single metric tells the full story. See the SFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.
51GF Score
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