SFBC (Sound Financial Bancorp) Growth Rank: 1 (As of Jul. 31, 2026) — 86% Below Median

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SFBC Sound Financial Bancorp Inc SFBC
51 GF Score
Price $47.23
GF Value $45.30
Valuation Fairly Valued
! 1 Warning Sign
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What is Sound Financial Bancorp Growth Rank?

Sound Financial Bancorp SFBC +5.21% 51 Growth Rank is 1 as of Jul. 31, 2026, which is 86% below its 10-year median of 7.00. GuruFocus rates SFBC with a GF Score™ of 51/100 and a GF Value™ of $45.30 (Fairly Valued). The stock has 1 warning sign investors should review.

Sound Financial Bancorp has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Sound Financial Bancorp Growth Rank Related Terms

SFBC vs NWPP, PFBX, GSBX: Growth Rank Comparison

For the Banks - Regional subindustry, Sound Financial Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sound Financial Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Sound Financial Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Sound Financial Bancorp's Growth Rank falls into.


SFBC
51GF Score
Sound Financial Bancorp Inc SFBC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Sound Financial Bancorp (SFBC) has a Growth Rank of 1 as of Jul. 31, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Sound Financial Bancorp and its competitors. This is 86% below median its historical median of 7.00. Over the past decade, Sound Financial Bancorp's Growth Rank has ranged from 1.00 to 9.00.
Is Sound Financial Bancorp's Growth Rank too high?
Sound Financial Bancorp's current Growth Rank of 1 is 86% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Sound Financial Bancorp has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sound Financial Bancorp's Growth Rank compare to NWPP and PFBX?
Sound Financial Bancorp's Growth Rank of 1 can be compared against companies in the Banks industry. Historically, Sound Financial Bancorp's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Sound Financial Bancorp and its competitors. Sound Financial Bancorp's current Growth Rank is 1, which is 86% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sound Financial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sound Financial Bancorp (SFBC) is currently considered Fairly Valued. The stock's GF Value™ is $45.30, compared to a current price of $47.23 — trading 4.3% above its estimated fair value. The current Growth Rank is 1, which is 86% below median its 10-year median of 7.00. Sound Financial Bancorp's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Sound Financial Bancorp (SFBC), the current Growth Rank is 1 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sound Financial Bancorp (SFBC) Overvalued in 2026?

Based on GuruFocus' analysis, Sound Financial Bancorp stock appears to be overvalued. The current stock price of $47.23 is trading 4.3% above its estimated GF Value™ of $45.30. GuruFocus considers Sound Financial Bancorp to be Fairly Valued.

Key valuation signals for SFBC:

  • Growth Rank: 1 (86% below median its 10-year median of 7.00)
  • GF Value™: $45.30 vs. price of $47.23 (4.3% above fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the SFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sound Financial Bancorp Business Description

Address 2400 3rd Avenue, Suite 150, Seattle, WA, USA, 98121
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.
51GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.23
Price
$45.30
GF Value