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SFBC (Sound Financial Bancorp) Cyclically Adjusted PS Ratio : 3.30 (As of May. 25, 2025)


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What is Sound Financial Bancorp Cyclically Adjusted PS Ratio?

As of today (2025-05-25), Sound Financial Bancorp's current share price is $50.25. Sound Financial Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $15.21. Sound Financial Bancorp's Cyclically Adjusted PS Ratio for today is 3.30.

The historical rank and industry rank for Sound Financial Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

SFBC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.43   Med: 3.04   Max: 4.27
Current: 3.3

During the past years, Sound Financial Bancorp's highest Cyclically Adjusted PS Ratio was 4.27. The lowest was 2.43. And the median was 3.04.

SFBC's Cyclically Adjusted PS Ratio is ranked worse than
63.8% of 1243 companies
in the Banks industry
Industry Median: 2.7 vs SFBC: 3.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sound Financial Bancorp's adjusted revenue per share data for the three months ended in Mar. 2025 was $3.554. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $15.21 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sound Financial Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Sound Financial Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sound Financial Bancorp Cyclically Adjusted PS Ratio Chart

Sound Financial Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 3.65 2.92 2.72 3.52

Sound Financial Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.78 2.91 3.59 3.52 3.30

Competitive Comparison of Sound Financial Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Sound Financial Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sound Financial Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sound Financial Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sound Financial Bancorp's Cyclically Adjusted PS Ratio falls into.


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Sound Financial Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sound Financial Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.25/15.21
=3.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sound Financial Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Sound Financial Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=3.554/134.9266*134.9266
=3.554

Current CPI (Mar. 2025) = 134.9266.

Sound Financial Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 2.470 100.684 3.310
201509 2.375 100.392 3.192
201512 2.491 99.792 3.368
201603 2.450 100.470 3.290
201606 2.595 101.688 3.443
201609 2.710 101.861 3.590
201612 2.828 101.863 3.746
201703 2.615 102.862 3.430
201706 2.590 103.349 3.381
201709 2.694 104.136 3.491
201712 2.867 104.011 3.719
201803 2.945 105.290 3.774
201806 3.126 106.317 3.967
201809 3.262 106.507 4.132
201812 3.139 105.998 3.996
201903 3.115 107.251 3.919
201906 2.842 108.070 3.548
201909 2.991 108.329 3.725
201912 3.035 108.420 3.777
202003 2.874 108.902 3.561
202006 3.285 108.767 4.075
202009 3.371 109.815 4.142
202012 3.947 109.897 4.846
202103 3.545 111.754 4.280
202106 3.449 114.631 4.060
202109 3.702 115.734 4.316
202112 3.494 117.630 4.008
202203 3.463 121.301 3.852
202206 3.597 125.017 3.882
202209 4.089 125.227 4.406
202212 4.116 125.222 4.435
202303 3.939 127.348 4.173
202306 4.132 128.729 4.331
202309 3.596 129.860 3.736
202312 3.372 129.419 3.515
202403 3.344 131.776 3.424
202406 3.371 132.554 3.431
202409 3.545 133.029 3.596
202412 3.647 133.157 3.695
202503 3.554 134.927 3.554

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Sound Financial Bancorp  (NAS:SFBC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sound Financial Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Sound Financial Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Sound Financial Bancorp Business Description

Traded in Other Exchanges
N/A
Address
2400 3rd Avenue, Suite 150, Seattle, WA, USA, 98121
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.
Executives
Haddad David S Jr director, other: Vice Chairman of the Board C/O SOUND FINANCIAL INC, 2005 FIFTH AVENUE 2ND FLOOR, SEATTLE WA 98121
James E Sweeney director C/O SOUND FINANCIAL INC, 2005 FIFTH AVENUE 2ND FLOOR, SEATTLE WA 98121
Robert F Carney director C/O SOUND FINANCIAL INC, 2005 FIFTH AVENUE 2ND FLOOR, SEATTLE WA 98121
Joseph Stilwell 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Brandon Lance officer: SVP, Chief Credit Officer SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121
Jennifer L Mallon officer: Sr. VP & Chief Acct. Officer SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121
Daphne Kelley officer: Chief Financial Officer C/O SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121
Wes Ochs officer: Executive Vice President SOUND FINANCIAL, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121
Stilwell Partners L P 10 percent owner 111 BROADWAY, 12TH FL., NEW YORK NY 10006
Stilwell Value Llc 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Partners Vii, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Fund, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Investments, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Charles L Turner officer: SVP, Chief Credit Officer C/O SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121
Debra Jones director C/O SOUND FINANCIAL INC, 2400 3RD AVE., SUITE 150, SEATTLE WA 98121