DENI (Denali Bancorporation) Moat Score: 3/10 (As of Aug. 03, 2026)

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DENI Denali Bancorporation Inc DENI
62 GF Score
Price $18.60
GF Value $19.33
Valuation Fairly Valued
! 5 Warning Signs
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What is Denali Bancorporation Moat Score?

Denali Bancorporation DENI -1.33% 62 Moat Score is 3 as of Aug. 03, 2026. GuruFocus rates DENI with a GF Score™ of 62/100 and a GF Value™ of $19.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,608 Banks companies, Denali Bancorporation ranks better than 74.63% on this metric.

Denali Bancorporation has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Denali Bancorporation has No Moat: Denali Bancorporation Inc lacks significant market leadership or unique competitive advantages. It does not exhibit strong brand strength, customer loyalty, or significant regulatory barriers. The company has no discernible network effects or substantial intellectual property, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Denali Bancorporation might have No Moat - Very weak/transient advantages.

Denali Bancorporation  (OTCPK:DENI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Denali Bancorporation Moat Score Related Terms

DENI vs TBBC, TCBS, FGFI: Moat Score Comparison

For the Banks - Regional subindustry, Denali Bancorporation's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Denali Bancorporation Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Denali Bancorporation's Moat Score distribution charts can be found below:

* The bar in red indicates where Denali Bancorporation's Moat Score falls into.


DENI
62GF Score
Denali Bancorporation Inc DENI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Denali Bancorporation (DENI) has a Moat Score of 3 as of Aug. 03, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Denali Bancorporation ranks #408 out of 1608 companies in the Banks industry, placing it in the top 25.4%.
Is Denali Bancorporation's Moat Score too high?
Denali Bancorporation's current Moat Score is 3. Based on the distribution chart, Denali Bancorporation ranks #408 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, Denali Bancorporation has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Denali Bancorporation's Moat Score compare to TBBC and TCBS?
According to the Banks industry distribution chart, Denali Bancorporation ranks #408 out of 1608 companies for Moat Score. This puts Denali Bancorporation in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Denali Bancorporation's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Denali Bancorporation stock overvalued right now?
Based on GuruFocus' analysis, Denali Bancorporation (DENI) is currently considered Fairly Valued. The stock's GF Value™ is $19.33, compared to a current price of $18.60 — trading 3.8% below its estimated fair value. The current Moat Score is 3. Denali Bancorporation's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Denali Bancorporation (DENI), the current Moat Score is 3 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Denali Bancorporation (DENI) Overvalued in 2026?

Based on GuruFocus' analysis, Denali Bancorporation stock appears to be undervalued. The current stock price of $18.60 is trading 3.8% below its estimated GF Value™ of $19.33. GuruFocus considers Denali Bancorporation to be Fairly Valued.

Key valuation signals for DENI:

  • Moat Score: 3
  • GF Value™: $19.33 vs. price of $18.60 (3.8% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the DENI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Denali Bancorporation Business Description

Address 119 North Cushman Street, Fairbanks, AK, USA, 99701
Denali Bancorporation Inc is a banking service provider in the United States. The Bank generates commercial, consumer, construction and mortgage loans, and receives deposits from customers located in Interior Alaska. The Bank has one reportable segment: banking operations. Loans, securities, deposits, and non-interest income provide the revenues of the banking operation. Loan products offered to customers generate a majority of the Bank's interest and fee income.
62GF Score

Get the complete analysis for DENI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.60
Price
$19.33
GF Value