Marui Group Co (FRA:MUI) Moat Score: 5/10 (As of Jun. 28, 2026)


FRA:MUI Marui Group Co Ltd FRA:MUI
74 GF Score
Price €15.10
GF Value €17.55
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Marui Group Co Moat Score?

Marui Group Co FRA:MUI 74 Moat Score is 5 as of Jun. 28, 2026. GuruFocus rates FRA:MUI with a GF Score™ of 74/100 and a GF Value™ of €17.55 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 566 Credit Services companies, Marui Group Co ranks better than 97.53% on this metric.

Marui Group Co has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Marui Group Co has Narrow Moat: Marui Group has a solid narrow moat with a strong brand in retail and credit card services in Japan. It benefits from customer loyalty and some economies of scale, but faces intense competition and limited innovation impact.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Marui Group Co might have Narrow Moat - Solid narrow moat.

Marui Group Co  (FRA:MUI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Marui Group Co Moat Score Related Terms

FRA:MUI vs V, MA, AXP: Moat Score Comparison

For the Credit Services subindustry, Marui Group Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Marui Group Co Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Marui Group Co's Moat Score distribution charts can be found below:

* The bar in red indicates where Marui Group Co's Moat Score falls into.


FRA:MUI
74GF Score
Marui Group Co Ltd FRA:MUI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Marui Group Co (FRA:MUI) has a Moat Score of 5 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Marui Group Co ranks #14 out of 566 companies in the Credit Services industry, placing it in the top 2.5%.
Is Marui Group Co's Moat Score too high?
Marui Group Co's current Moat Score is 5. Based on the distribution chart, Marui Group Co ranks #14 out of 566 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Marui Group Co has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Marui Group Co's Moat Score compare to V and MA?
According to the Credit Services industry distribution chart, Marui Group Co ranks #14 out of 566 companies for Moat Score. This places Marui Group Co in the top 3% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Marui Group Co's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marui Group Co stock overvalued right now?
Based on GuruFocus' analysis, Marui Group Co (FRA:MUI) is currently considered Modestly Undervalued. The stock's GF Value™ is €17.55, compared to a current price of €15.10 — trading 14% below its estimated fair value. The current Moat Score is 5. Marui Group Co's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Marui Group Co (FRA:MUI), the current Moat Score is 5 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marui Group Co (FRA:MUI) Overvalued in 2026?

Based on GuruFocus' analysis, Marui Group Co stock appears to be undervalued. The current stock price of €15.10 is trading 14% below its estimated GF Value™ of €17.55. GuruFocus considers Marui Group Co to be Modestly Undervalued.

Key valuation signals for FRA:MUI:

  • Moat Score: 5
  • GF Value™: €17.55 vs. price of €15.10 (14% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the FRA:MUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Marui Group Co Business Description

Other Exchanges MAURY:USA8252:Japan
Address 4-3-2 Nakano, Nakano-ku, Tokyo, JPN, 164-8701
Marui Group Co Ltd operates group companies engaged in retail and fintech businesses. It operates through two segments, namely Retailing and Fintech. The Retailing segment is involved in managing commercial property rentals, retail operations for clothing and accessories, space production, advertising, apparel distribution, and the management of buildings and other facilities. The FinTech segment engages in the credit card services, consumer loans, and the rent guarantee businesses; IT systems; and real estate rental. The company generates the majority of its revenue from the Fintech segment.
74GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.10
Price
€17.55
GF Value