Marui Group CoFRA:MUI -0.63%82 Debt-to-EBITDA is 11.65 as of Mar. 2026, which is 5% above its 10-year median of 11.13. GuruFocus rates FRA:MUI with a GF Score™ of 82/100 and a GF Value™ of €17.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 282 Credit Services companies, Marui Group Co ranks worse than 55.67% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Marui Group Co's Debt-to-EBITDA or its related term are showing as below:
FRA:MUI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 9.97 Med: 11.13 Max: 28.95
Current: 11.13
During the past 13 years, the highest Debt-to-EBITDA Ratio of Marui Group Co was 28.95. The lowest was 9.97. And the median was 11.13.
FRA:MUI's Debt-to-EBITDA is ranked worse than 55.67% of 282
companies
in the Credit Services industry
Industry Median: 9.3
vs FRA:MUI: 11.13
Marui Group Co (FRA:MUI) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Marui Group Co Debt-to-EBITDA Related Terms
Marui Group Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Marui Group Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Marui Group Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marui Group Co Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Marui Group Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Marui Group Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Marui Group Co (FRA:MUI) has a Debt-to-EBITDA of 11.65 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Marui Group Co. This is near median its historical median of 11.13. Over the past decade, Marui Group Co's Debt-to-EBITDA has ranged from 9.97 to 28.95. According to the industry distribution chart, Marui Group Co ranks #157 out of 282 companies in the Credit Services industry, placing it in the top 55.7%.
Is Marui Group Co's Debt-to-EBITDA too high?
Marui Group Co's current Debt-to-EBITDA of 11.65 is near median its 10-year median of 11.13. Over the past 10 years, this metric has ranged from a low of 9.97 to a high of 28.95. The Credit Services industry median Debt-to-EBITDA is 9.30. Marui Group Co's value of 11.65 is 25.3% above this industry median. Based on the distribution chart, Marui Group Co ranks #157 out of 282 companies in the Credit Services industry, which is below the industry midpoint. Overall, Marui Group Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Marui Group Co's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Marui Group Co ranks #157 out of 282 companies for Debt-to-EBITDA. This places Marui Group Co in the lower half of its industry. The industry median Debt-to-EBITDA is 9.30. Marui Group Co's value of 11.65 is 25.3% above this benchmark. Historically, Marui Group Co's own Debt-to-EBITDA has ranged from 9.97 to 28.95 over the past decade. While the company's 10-year median is 11.13 vs. the industry median of 9.30, Marui Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marui Group Co's current Debt-to-EBITDA of 11.65 is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Marui Group Co. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marui Group Co's current Debt-to-EBITDA is 11.65, which is near median its own 10-year median of 11.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marui Group Co stock overvalued right now?
Based on GuruFocus' analysis, Marui Group Co (FRA:MUI) is currently considered Modestly Undervalued. The stock's GF Value™ is €17.68, compared to a current price of €15.80 — trading 10.6% below its estimated fair value. The current Debt-to-EBITDA is 11.65, which is near median its 10-year median of 11.13 and 25.3% above the Credit Services industry median of 9.30. Marui Group Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Marui Group Co (FRA:MUI), the current Debt-to-EBITDA is 11.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marui Group Co (FRA:MUI) Overvalued in 2026?
Based on GuruFocus' analysis, Marui Group Co stock appears to be undervalued.
The current stock price of €15.80 is trading 10.6% below its estimated GF Value™ of €17.68.
GuruFocus considers Marui Group Co to be Modestly Undervalued.
Key valuation signals for FRA:MUI:
Debt-to-EBITDA: 11.65 (near median its 10-year median of 11.13)
GF Value™: €17.68 vs. price of €15.80 (10.6% below fair value)
Industry Position: 25.3% above the Credit Services median (#157 of 282)
No single metric tells the full story. See the FRA:MUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marui Group Co Ltd operates group companies engaged in retail and fintech businesses. It operates through two segments, namely Retailing and Fintech. The Retailing segment is involved in managing commercial property rentals, retail operations for clothing and accessories, space production, advertising, apparel distribution, and the management of buildings and other facilities. The FinTech segment engages in the credit card services, consumer loans, and the rent guarantee businesses; IT systems; and real estate rental. The company generates the majority of its revenue from the Fintech segment.
82GF Score
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