Marui Group Co (FRA:MUI) 3-Year RORE % : 12.71% (As of Mar. 2026)


FRA:MUI Marui Group Co Ltd FRA:MUI
72 GF Score
Price €15.30
GF Value €17.55
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Marui Group Co 3-Year RORE %?

Marui Group Co FRA:MUI +1.32% 72 3-Year RORE % is 12.71 as of Mar. 2026. GuruFocus rates FRA:MUI with a GF Score™ of 72/100 and a GF Value™ of €17.55 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 518 Credit Services companies, Marui Group Co ranks better than 73.55% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Marui Group Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was 12.71%.

The industry rank for Marui Group Co's 3-Year RORE % or its related term are showing as below:

FRA:MUI's 3-Year RORE % is ranked better than
73.55% of 518 companies
in the Credit Services industry
Industry Median: 8.58 vs FRA:MUI: 12.71

Marui Group Co  (FRA:MUI) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Marui Group Co 3-Year RORE % Related Terms


Marui Group Co 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Marui Group Co's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marui Group Co 3-Year RORE % Chart

Marui Group Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -62.84 212.10 20.91 14.97 12.71

Marui Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.97 19.03 47.40 37.58 12.71

FRA:MUI vs V, MA, AXP: 3-Year RORE % Comparison

For the Credit Services subindustry, Marui Group Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marui Group Co 3-Year RORE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Marui Group Co's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Marui Group Co's 3-Year RORE % falls into.


FRA:MUI
72GF Score
Marui Group Co Ltd FRA:MUI
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marui Group Co 3-Year RORE % Calculation

Marui Group Co's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.901-0.827 )/( 2.61-2.028 )
=0.074/0.582
=12.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 12.71 mean?
Marui Group Co (FRA:MUI) has a 3-Year RORE % of 12.71 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Marui Group Co and its competitors. According to the industry distribution chart, Marui Group Co ranks #137 out of 518 companies in the Credit Services industry, placing it in the top 26.4%.
Is Marui Group Co's 3-Year RORE % too high?
Marui Group Co's current 3-Year RORE % is 12.71. The Credit Services industry median 3-Year RORE % is 8.58. Marui Group Co's value of 12.71 is 48.1% above this industry median. Based on the distribution chart, Marui Group Co ranks #137 out of 518 companies in the Credit Services industry, which is above the industry midpoint. Overall, Marui Group Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Marui Group Co's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Marui Group Co ranks #137 out of 518 companies for 3-Year RORE %. This puts Marui Group Co in the upper half of its industry. The industry median 3-Year RORE % is 8.58. Marui Group Co's value of 12.71 is 48.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.58, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marui Group Co's current 3-Year RORE % of 12.71 is 48.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Marui Group Co and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marui Group Co's current 3-Year RORE % is 12.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marui Group Co stock overvalued right now?
Based on GuruFocus' analysis, Marui Group Co (FRA:MUI) is currently considered Modestly Undervalued. The stock's GF Value™ is €17.55, compared to a current price of €15.30 — trading 12.8% below its estimated fair value. The current 3-Year RORE % is 12.71 and 48.1% above the Credit Services industry median of 8.58. Marui Group Co's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Marui Group Co (FRA:MUI), the current 3-Year RORE % is 12.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marui Group Co (FRA:MUI) Overvalued in 2026?

Based on GuruFocus' analysis, Marui Group Co stock appears to be undervalued. The current stock price of €15.30 is trading 12.8% below its estimated GF Value™ of €17.55. GuruFocus considers Marui Group Co to be Modestly Undervalued.

Key valuation signals for FRA:MUI:

  • 3-Year RORE %: 12.71
  • GF Value™: €17.55 vs. price of €15.30 (12.8% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 48.1% above the Credit Services median (#137 of 518)

No single metric tells the full story. See the FRA:MUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marui Group Co Business Description

Other Exchanges MAURY:USA8252:Japan
Address 4-3-2 Nakano, Nakano-ku, Tokyo, JPN, 164-8701
Marui Group Co Ltd operates group companies engaged in retail and fintech businesses. It operates through two segments, namely Retailing and Fintech. The Retailing segment is involved in managing commercial property rentals, retail operations for clothing and accessories, space production, advertising, apparel distribution, and the management of buildings and other facilities. The FinTech segment engages in the credit card services, consumer loans, and the rent guarantee businesses; IT systems; and real estate rental. The company generates the majority of its revenue from the Fintech segment.
72GF Score

Get the complete analysis for FRA:MUI

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.30
Price
€17.55
GF Value