Marui Group Co (FRA:MUI) Financial Strength: 2 (As of Mar. 2026) — 33% Below Median

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FRA:MUI Marui Group Co Ltd FRA:MUI
82 GF Score
Price €16.10
GF Value €17.48
Valuation Fairly Valued
! 3 Warning Signs
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What is Marui Group Co Financial Strength?

Marui Group Co FRA:MUI +1.26% 82 Financial Strength is 2 as of Mar. 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates FRA:MUI with a GF Score™ of 82/100 and a GF Value™ of €17.48 (Fairly Valued). The stock has 3 warning signs investors should review.

Marui Group Co has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Marui Group Co Ltd displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Marui Group Co's Interest Coverage for the quarter that ended in Mar. 2026 was 3.65. Marui Group Co's debt to revenue ratio for the quarter that ended in Mar. 2026 was 2.52. As of today, Marui Group Co's Altman Z-Score is 1.39.


Marui Group Co  (FRA:MUI) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Marui Group Co has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Marui Group Co Financial Strength Related Terms


FRA:MUI vs V, MA, AXP: Financial Strength Comparison

For the Credit Services subindustry, Marui Group Co's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marui Group Co Financial Strength vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Marui Group Co's Financial Strength distribution charts can be found below:

* The bar in red indicates where Marui Group Co's Financial Strength falls into.


FRA:MUI
82GF Score
Marui Group Co Ltd FRA:MUI
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Marui Group Co Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Marui Group Co's Interest Expense for the months ended in Mar. 2026 was €-16 Mil. Its Operating Income for the months ended in Mar. 2026 was €57 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €2,918 Mil.

Marui Group Co's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*56.812/-15.574
=3.65

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Marui Group Co's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(986.387 + 2917.99) / 1549.932
=2.52

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Marui Group Co has a Z-score of 1.39, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.39 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
Marui Group Co (FRA:MUI) has a Financial Strength of 2 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Marui Group Co and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, Marui Group Co's Financial Strength has ranged from 1.00 to 5.00.
Is Marui Group Co's Financial Strength too high?
Marui Group Co's current Financial Strength of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Marui Group Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Marui Group Co's Financial Strength compare to V and MA?
Marui Group Co's Financial Strength of 2 can be compared against companies in the Credit Services industry. Historically, Marui Group Co's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Credit Services company?
A good Financial Strength depends on the Credit Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Marui Group Co and its competitors. Marui Group Co's current Financial Strength is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marui Group Co stock overvalued right now?
Based on GuruFocus' analysis, Marui Group Co (FRA:MUI) is currently considered Fairly Valued. The stock's GF Value™ is €17.48, compared to a current price of €16.10 — trading 7.9% below its estimated fair value. The current Financial Strength is 2, which is 33% below median its 10-year median of 3.00. Marui Group Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Marui Group Co (FRA:MUI), the current Financial Strength is 2 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marui Group Co (FRA:MUI) Overvalued in 2026?

Based on GuruFocus' analysis, Marui Group Co stock appears to be undervalued. The current stock price of €16.10 is trading 7.9% below its estimated GF Value™ of €17.48. GuruFocus considers Marui Group Co to be Fairly Valued.

Key valuation signals for FRA:MUI:

  • Financial Strength: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: €17.48 vs. price of €16.10 (7.9% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the FRA:MUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marui Group Co Business Description

Other Exchanges MAURY:USA8252:Japan
Address 4-3-2 Nakano, Nakano-ku, Tokyo, JPN, 164-8701
Marui Group Co Ltd operates group companies engaged in retail and fintech businesses. It operates through two segments, namely Retailing and Fintech. The Retailing segment is involved in managing commercial property rentals, retail operations for clothing and accessories, space production, advertising, apparel distribution, and the management of buildings and other facilities. The FinTech segment engages in the credit card services, consumer loans, and the rent guarantee businesses; IT systems; and real estate rental. The company generates the majority of its revenue from the Fintech segment.
82GF Score

Get the complete analysis for FRA:MUI

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.10
Price
€17.48
GF Value