PT Bank Mayapada Internasional Tbk (ISX:MAYA) Moat Score: 0/10 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MAYA PT Bank Mayapada Internasional Tbk ISX:MAYA
71 GF Score
Price Rp198.00
GF Value Rp293.73
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Mayapada Internasional Tbk Moat Score?

PT Bank Mayapada Internasional Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank Mayapada Internasional Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank Mayapada Internasional Tbk might have No Moat - No discernible moat.

PT Bank Mayapada Internasional Tbk  (ISX:MAYA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank Mayapada Internasional Tbk Moat Score Related Terms

ISX:MAYA
71GF Score
PT Bank Mayapada Internasional Tbk ISX:MAYA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Mayapada Internasional Tbk (ISX:MAYA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk stock appears to be undervalued. The current stock price of Rp198.00 is trading 32.6% below its estimated GF Value™ of Rp293.73. GuruFocus considers PT Bank Mayapada Internasional Tbk to be Significantly Undervalued.

Key valuation signals for ISX:MAYA:

  • Moat Score: 0
  • GF Value™: Rp293.73 vs. price of Rp198.00 (32.6% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ISX:MAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Mayapada Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 28, Mayapada Tower, Ground Floor - 3rd Floor, Jakarta, IDN, 12920
PT Bank Mayapada Internasional Tbk is a commercial bank. The company's products and services include micro banking, savings, safe box, loans, foreign exchange, certificates, bank drafts, E-channel services, and other banking services. Its segments are Corporate Business, Retail Business, and SME Business.
71GF Score

Get the complete analysis for ISX:MAYA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp198.00
Price
Rp293.73
GF Value