PT Bank Mayapada Internasional Tbk (ISX:MAYA) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)


ISX:MAYA PT Bank Mayapada Internasional Tbk ISX:MAYA
69 GF Score
Price Rp191.00
GF Value Rp292.93
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Mayapada Internasional Tbk Scaled Net Operating Assets?

PT Bank Mayapada Internasional Tbk ISX:MAYA +1.06% 69 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates ISX:MAYA with a GF Score™ of 69/100 and a GF Value™ of Rp292.93 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Mayapada Internasional Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp146,265,818 Mil. PT Bank Mayapada Internasional Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp149,830,630 Mil. PT Bank Mayapada Internasional Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp163,825,380 Mil. Therefore, PT Bank Mayapada Internasional Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

ISX:MAYA
69GF Score
PT Bank Mayapada Internasional Tbk ISX:MAYA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mayapada Internasional Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Mayapada Internasional Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(141739591-145990303)/150184175
=-0.03

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=163825380 - 22085789
=141739591

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=146760261 - 769958 - 0
=145990303

PT Bank Mayapada Internasional Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(146265818-149830630)/163825380
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=169051630 - 22785812
=146265818

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=150005377 - 174747 - 0
=149830630

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
PT Bank Mayapada Internasional Tbk (ISX:MAYA) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Mayapada Internasional Tbk and its competitors.
Is PT Bank Mayapada Internasional Tbk's Scaled Net Operating Assets too high?
PT Bank Mayapada Internasional Tbk's current Scaled Net Operating Assets is -0.02. Overall, PT Bank Mayapada Internasional Tbk has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mayapada Internasional Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank Mayapada Internasional Tbk's Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Mayapada Internasional Tbk and its competitors. PT Bank Mayapada Internasional Tbk's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mayapada Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk (ISX:MAYA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp292.93, compared to a current price of Rp191.00 — trading 34.8% below its estimated fair value. The current Scaled Net Operating Assets is -0.02. PT Bank Mayapada Internasional Tbk's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank Mayapada Internasional Tbk (ISX:MAYA), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mayapada Internasional Tbk (ISX:MAYA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk stock appears to be undervalued. The current stock price of Rp191.00 is trading 34.8% below its estimated GF Value™ of Rp292.93. GuruFocus considers PT Bank Mayapada Internasional Tbk to be Significantly Undervalued.

Key valuation signals for ISX:MAYA:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: Rp292.93 vs. price of Rp191.00 (34.8% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the ISX:MAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Mayapada Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 28, Mayapada Tower, Ground Floor - 3rd Floor, Jakarta, IDN, 12920
PT Bank Mayapada Internasional Tbk is a commercial bank. The company's products and services include micro banking, savings, safe box, loans, foreign exchange, certificates, bank drafts, E-channel services, and other banking services. Its segments are Corporate Business, Retail Business, and SME Business.
69GF Score

Get the complete analysis for ISX:MAYA

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp191.00
Price
Rp292.93
GF Value