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PT Bank Mayapada Internasional Tbk (ISX:MAYA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Bank Mayapada Internasional Tbk Pretax Margin % Related Terms
PT Bank Mayapada Internasional Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Mayapada Internasional Tbk Pretax Margin % Chart
PT Bank Mayapada Internasional Tbk Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Mayapada Internasional Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Mayapada Internasional Tbk Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Mayapada Internasional Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Mayapada Internasional Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Mayapada Internasional Tbk (ISX:MAYA) has a Pretax Margin % of 3.78% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Mayapada Internasional Tbk and its competitors. This is 79% below median its historical median of 17.65. Over the past decade, PT Bank Mayapada Internasional Tbk's Pretax Margin % has ranged from 1.39 to 44.21. According to the industry distribution chart, PT Bank Mayapada Internasional Tbk ranks #1442 out of 1525 companies in the Banks industry, placing it in the top 94.6%.
Is PT Bank Mayapada Internasional Tbk's Pretax Margin % too high?
PT Bank Mayapada Internasional Tbk's current Pretax Margin % of 3.78% is 79% below median its 10-year median of 17.65. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 44.21. The Banks industry median Pretax Margin % is 35.57. PT Bank Mayapada Internasional Tbk's value of 3.78% is 89.4% below this industry median. Based on the distribution chart, PT Bank Mayapada Internasional Tbk ranks #1442 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mayapada Internasional Tbk has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mayapada Internasional Tbk's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Mayapada Internasional Tbk ranks #1442 out of 1525 companies for Pretax Margin %. This places PT Bank Mayapada Internasional Tbk in the lower half of its industry. The industry median Pretax Margin % is 35.57. PT Bank Mayapada Internasional Tbk's value of 3.78% is 89.4% below this benchmark. Historically, PT Bank Mayapada Internasional Tbk's own Pretax Margin % has ranged from 1.39 to 44.21 over the past decade. While the company's 10-year median is 17.65 vs. the industry median of 35.57, PT Bank Mayapada Internasional Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.57, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mayapada Internasional Tbk's current Pretax Margin % of 3.78% is 89.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Mayapada Internasional Tbk and its competitors. For the Banks industry, the median Pretax Margin % is 35.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mayapada Internasional Tbk's current Pretax Margin % is 3.78%, which is 79% below median its own 10-year median of 17.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mayapada Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk (ISX:MAYA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp282.01, compared to a current price of Rp202.00 — trading 28.4% below its estimated fair value. The current Pretax Margin % is 3.78%, which is 79% below median its 10-year median of 17.65 and 89.4% below the Banks industry median of 35.57. PT Bank Mayapada Internasional Tbk's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Bank Mayapada Internasional Tbk (ISX:MAYA), the current Pretax Margin % is 3.78% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Mayapada Internasional Tbk (ISX:MAYA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk stock appears to be undervalued.
The current stock price of Rp202.00 is trading 28.4% below its estimated GF Value™ of Rp282.01.
GuruFocus considers PT Bank Mayapada Internasional Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MAYA:
Pretax Margin %: 3.78% (79% below median its 10-year median of 17.65)
GF Value™: Rp282.01 vs. price of Rp202.00 (28.4% below fair value)
Industry Position: 89.4% below the Banks median (#1442 of 1525)
No single metric tells the full story. See the ISX:MAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Mayapada Internasional Tbk is a commercial bank. The company's products and services include micro banking, savings, safe box, loans, foreign exchange, certificates, bank drafts, E-channel services, and other banking services. Its segments are Corporate Business, Retail Business, and SME Business.
71GF Score
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