PT Bank Mayapada Internasional Tbk (ISX:MAYA) Cyclically Adjusted PB Ratio: 0.29 (As of Aug. 16, 2026) — 46% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MAYA PT Bank Mayapada Internasional Tbk ISX:MAYA
73 GF Score
Price Rp200.00
GF Value Rp281.58
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio?

PT Bank Mayapada Internasional Tbk ISX:MAYA +1.01% 73 Cyclically Adjusted PB Ratio is 0.29 as of Aug. 16, 2026, which is 46% below its 10-year median of 0.54. GuruFocus rates ISX:MAYA with a GF Score™ of 73/100 and a GF Value™ of Rp281.58 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,285 Banks companies, PT Bank Mayapada Internasional Tbk ranks better than 95.02% on this metric.

As of today (2026-08-16), PT Bank Mayapada Internasional Tbk's current share price is Rp200.00. PT Bank Mayapada Internasional Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was Rp699.82. PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio for today is 0.29.

The historical rank and industry rank for PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio or its related term are showing as below:

ISX:MAYA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.54   Max: 7.98
Current: 0.29

During the past years, PT Bank Mayapada Internasional Tbk's highest Cyclically Adjusted PB Ratio was 7.98. The lowest was 0.25. And the median was 0.54.

ISX:MAYA's Cyclically Adjusted PB Ratio is ranked better than
95.02% of 1285 companies
in the Banks industry
Industry Median: 1.3 vs ISX:MAYA: 0.29

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank Mayapada Internasional Tbk's adjusted book value per share data for the three months ended in Jun. 2026 was Rp742.372. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp699.82 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Mayapada Internasional Tbk  (ISX:MAYA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio Related Terms


PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio Chart

PT Bank Mayapada Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.56 0.44 0.33 0.34

PT Bank Mayapada Internasional Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.42 0.34 0.28 0.26

PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:MAYA
73GF Score
PT Bank Mayapada Internasional Tbk ISX:MAYA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mayapada Internasional Tbk Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=200.00/699.82
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mayapada Internasional Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Bank Mayapada Internasional Tbk's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=742.372/137.6954*137.6954
=742.372

Current CPI (Jun. 2026) = 137.6954.

PT Bank Mayapada Internasional Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201609 343.626 104.142 454.337
201612 430.824 105.222 563.785
201703 450.093 106.476 582.064
201706 449.454 107.722 574.516
201709 469.656 108.020 598.678
201712 488.434 109.017 616.924
201803 500.857 110.097 626.411
201806 549.680 111.085 681.358
201809 572.911 111.135 709.835
201812 532.247 112.430 651.855
201903 540.142 112.829 659.187
201906 639.585 114.730 767.609
201909 569.076 114.905 681.950
201912 608.873 115.486 725.968
202003 584.207 116.252 691.966
202006 759.147 116.630 896.264
202009 802.050 116.397 948.813
202012 637.116 117.318 747.778
202103 656.707 117.840 767.360
202106 661.622 118.184 770.852
202109 661.417 118.262 770.106
202112 664.959 119.516 766.104
202203 666.538 120.948 758.831
202206 661.228 123.322 738.293
202209 660.120 125.298 725.432
202212 659.173 126.098 719.800
202303 661.070 126.953 717.011
202306 663.438 127.663 715.575
202309 661.658 128.151 710.935
202312 754.836 129.395 803.259
202403 612.161 130.607 645.385
202406 647.710 130.792 681.899
202409 650.174 130.361 686.755
202412 647.331 131.432 678.182
202503 648.531 131.948 676.778
202506 649.338 133.241 671.048
202509 650.739 133.819 669.589
202512 652.140 135.271 663.828
202603 727.849 136.539 734.015
202606 742.372 137.695 742.372

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.29 mean?
PT Bank Mayapada Internasional Tbk (ISX:MAYA) has a Cyclically Adjusted PB Ratio of 0.29 as of Aug. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Mayapada Internasional Tbk and its competitors. This is 46% below median its historical median of 0.54. Over the past decade, PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio has ranged from 0.25 to 7.98. According to the industry distribution chart, PT Bank Mayapada Internasional Tbk ranks #64 out of 1285 companies in the Banks industry, placing it in the top 5%.
Is PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio too high?
PT Bank Mayapada Internasional Tbk's current Cyclically Adjusted PB Ratio of 0.29 is 46% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 7.98. The Banks industry median Cyclically Adjusted PB Ratio is 1.30. PT Bank Mayapada Internasional Tbk's value of 0.29 is 77.7% below this industry median. Based on the distribution chart, PT Bank Mayapada Internasional Tbk ranks #64 out of 1285 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Mayapada Internasional Tbk has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mayapada Internasional Tbk's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Mayapada Internasional Tbk ranks #64 out of 1285 companies for Cyclically Adjusted PB Ratio. This places PT Bank Mayapada Internasional Tbk in the top 5% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.30. PT Bank Mayapada Internasional Tbk's value of 0.29 is 77.7% below this benchmark. Historically, PT Bank Mayapada Internasional Tbk's own Cyclically Adjusted PB Ratio has ranged from 0.25 to 7.98 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.30, PT Bank Mayapada Internasional Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.30, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mayapada Internasional Tbk's current Cyclically Adjusted PB Ratio of 0.29 is 77.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Mayapada Internasional Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mayapada Internasional Tbk's current Cyclically Adjusted PB Ratio is 0.29, which is 46% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mayapada Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk (ISX:MAYA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp281.58, compared to a current price of Rp200.00 — trading 29% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.29, which is 46% below median its 10-year median of 0.54 and 77.7% below the Banks industry median of 1.30. PT Bank Mayapada Internasional Tbk's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For PT Bank Mayapada Internasional Tbk (ISX:MAYA), the current Cyclically Adjusted PB Ratio is 0.29 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mayapada Internasional Tbk (ISX:MAYA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mayapada Internasional Tbk stock appears to be undervalued. The current stock price of Rp200.00 is trading 29% below its estimated GF Value™ of Rp281.58. GuruFocus considers PT Bank Mayapada Internasional Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MAYA:

  • Cyclically Adjusted PB Ratio: 0.29 (46% below median its 10-year median of 0.54)
  • GF Value™: Rp281.58 vs. price of Rp200.00 (29% below fair value)
  • GF Score™: 73/100 with 1 warning sign
  • Industry Position: 77.7% below the Banks median (#64 of 1285)

No single metric tells the full story. See the ISX:MAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mayapada Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 28, Mayapada Tower, Ground Floor - 3rd Floor, Jakarta, IDN, 12920
PT Bank Mayapada Internasional Tbk is a commercial bank. The company's products and services include micro banking, savings, safe box, loans, foreign exchange, certificates, bank drafts, E-channel services, and other banking services. Its segments are Corporate Business, Retail Business, and SME Business.
73GF Score

Get the complete analysis for ISX:MAYA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp200.00
Price
Rp281.58
GF Value