Veritex Holdings (FRA:47Y) Net Income: €105.4 Mil (TTM As of Jun. 2025)

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FRA:47Y Veritex Holdings Inc FRA:47Y
16 GF Score
Price €25.40
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What is Veritex Holdings Net Income?

Veritex Holdings FRA:47Y 16 Net Income is €105.4 Mil as of Jun. 2025. GuruFocus rates FRA:47Y with a GF Score™ of 16/100.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Veritex Holdings's Net Income for the three months ended in Jun. 2025 was €26.8 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2025 was €105.4 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Veritex Holdings's Earnings per Share (Diluted) for the three months ended in Jun. 2025 was €0.49.


Veritex Holdings  (FRA:47Y) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Veritex Holdings's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Veritex Holdings Net Income Related Terms


Veritex Holdings Net Income Historical Data

* Premium members only.

The historical data trend for Veritex Holdings's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veritex Holdings Net Income Chart

Veritex Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.73 123.53 138.12 99.28 102.42

Veritex Holdings Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.27 27.93 23.76 26.89 26.80
FRA:47Y
16GF Score
Veritex Holdings Inc FRA:47Y
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Veritex Holdings Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Veritex Holdings's Net Income for the fiscal year that ended in Dec. 2024 is calculated as

Net Income(A: Dec. 2024 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=132.734+-30.318+0+-0.0010000000000048
=102.4

Veritex Holdings's Net Income for the quarter that ended in Jun. 2025 is calculated as

Net Income(Q: Jun. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=34.179+-7.383+0+-3.5527136788005E-15
=26.8

Net Income for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €105.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of €105.4 Mil mean?
Veritex Holdings (FRA:47Y) has a Net Income of €105.4 Mil as of Jun. 2025. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Veritex Holdings and its competitors.
Is Veritex Holdings' Net Income too high?
Veritex Holdings' current Net Income is €105.4 Mil. Overall, Veritex Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Veritex Holdings' Net Income compare to CCB and BLX?
Veritex Holdings' Net Income of €105.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Veritex Holdings and its competitors. Veritex Holdings's current Net Income is €105.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veritex Holdings stock overvalued right now?
Veritex Holdings (FRA:47Y) has a current Net Income of €105.4 Mil. The current Net Income is €105.4 Mil. Veritex Holdings' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Veritex Holdings (FRA:47Y), the current Net Income is €105.4 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Veritex Holdings Business Description

Address 8214 Westchester Drive, Suite 800, Dallas, TX, USA, 75225
Veritex Holdings Inc is engaged in the provision of commercial banking products and services to small to medium-sized businesses and professionals. The bank provides a range of banking services to individual and corporate customers, which include commercial and retail lending, and the acceptance of checking and savings deposits. It offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, as well as automated teller machines, and banking by telephone, mail and personal appointment. The company's primary sources of revenue are derived from interest and dividends earned on loans, debt and equity securities and other financial instruments.
16GF Score

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Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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