Veritex Holdings (FRA:47Y) Retained Earnings: €472.5 Mil (As of Jun. 2025)

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FRA:47Y Veritex Holdings Inc FRA:47Y
16 GF Score
Price €25.40
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What is Veritex Holdings Retained Earnings?

Veritex Holdings FRA:47Y 16 Retained Earnings is €472.5 Mil as of Jun. 2025. GuruFocus rates FRA:47Y with a GF Score™ of 16/100.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Veritex Holdings's retained earnings for the quarter that ended in Jun. 2025 was €472.5 Mil.

Veritex Holdings's quarterly retained earnings increased from Dec. 2024 (€485.0 Mil) to Mar. 2025 (€486.6 Mil) but then declined from Mar. 2025 (€486.6 Mil) to Jun. 2025 (€472.5 Mil).

Veritex Holdings's annual retained earnings increased from Dec. 2022 (€358.1 Mil) to Dec. 2023 (€407.4 Mil) and increased from Dec. 2023 (€407.4 Mil) to Dec. 2024 (€485.0 Mil).


Veritex Holdings  (FRA:47Y) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Veritex Holdings Retained Earnings Historical Data

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The historical data trend for Veritex Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veritex Holdings Retained Earnings Chart

Veritex Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 141.58 243.62 358.06 407.37 485.05

Veritex Holdings Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 440.16 445.02 485.05 486.59 472.53
FRA:47Y
16GF Score
Veritex Holdings Inc FRA:47Y
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Veritex Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €472.5 Mil mean?
Veritex Holdings (FRA:47Y) has a Retained Earnings of €472.5 Mil as of Jun. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Veritex Holdings and its competitors.
Is Veritex Holdings' Retained Earnings too high?
Veritex Holdings' current Retained Earnings is €472.5 Mil. Overall, Veritex Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Veritex Holdings' Retained Earnings compare to CCB and BLX?
Veritex Holdings' Retained Earnings of €472.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Veritex Holdings and its competitors. Veritex Holdings's current Retained Earnings is €472.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veritex Holdings stock overvalued right now?
Veritex Holdings (FRA:47Y) has a current Retained Earnings of €472.5 Mil. The current Retained Earnings is €472.5 Mil. Veritex Holdings' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Veritex Holdings (FRA:47Y), the current Retained Earnings is €472.5 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Veritex Holdings Business Description

Address 8214 Westchester Drive, Suite 800, Dallas, TX, USA, 75225
Veritex Holdings Inc is engaged in the provision of commercial banking products and services to small to medium-sized businesses and professionals. The bank provides a range of banking services to individual and corporate customers, which include commercial and retail lending, and the acceptance of checking and savings deposits. It offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, as well as automated teller machines, and banking by telephone, mail and personal appointment. The company's primary sources of revenue are derived from interest and dividends earned on loans, debt and equity securities and other financial instruments.
16GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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