Veritex Holdings (FRA:47Y) Net Margin %: 28.14% (As of Jun. 2025)


FRA:47Y Veritex Holdings Inc FRA:47Y
16 GF Score
Price €25.40
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What is Veritex Holdings Net Margin %?

Veritex Holdings FRA:47Y 16 Net Margin % is 28.14% as of Jun. 2025. GuruFocus rates FRA:47Y with a GF Score™ of 16/100.

Net margin is calculated as Net Income divided by its Revenue. Veritex Holdings's Net Income for the three months ended in Jun. 2025 was €26.8 Mil. Veritex Holdings's Revenue for the three months ended in Jun. 2025 was €95.2 Mil. Therefore, Veritex Holdings's net margin for the quarter that ended in Jun. 2025 was 28.14%.

The historical rank and industry rank for Veritex Holdings's Net Margin % or its related term are showing as below:


FRA:47Y's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.845
* Ranked among companies with meaningful Net Margin % only.

Veritex Holdings  (FRA:47Y) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Veritex Holdings Net Margin % Related Terms

Veritex Holdings Net Margin % Historical Data

* Premium members only.

The historical data trend for Veritex Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veritex Holdings Net Margin % Chart

Veritex Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.59 41.86 34.62 24.12 25.19

Veritex Holdings Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.47 27.39 23.43 26.49 28.14

FRA:47Y vs CCB, BLX, CASH: Net Margin % Comparison

For the Banks - Regional subindustry, Veritex Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Veritex Holdings Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Veritex Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where Veritex Holdings's Net Margin % falls into.


FRA:47Y
16GF Score
Veritex Holdings Inc FRA:47Y
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Veritex Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Veritex Holdings's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=102.415/406.493
=25.19 %

Veritex Holdings's Net Margin for the quarter that ended in Jun. 2025 is calculated as

Net Margin=Net Income (Q: Jun. 2025 )/Revenue (Q: Jun. 2025 )
=26.796/95.226
=28.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 28.14% mean?
Veritex Holdings (FRA:47Y) has a Net Margin % of 28.14% as of Jun. 2025. Net margin is the ratio of total net income to net sales. View historical data on Veritex Holdings and its competitors.
Is Veritex Holdings' Net Margin % too high?
Veritex Holdings' current Net Margin % is 28.14%. The Banks industry median Net Margin % is 26.85. Veritex Holdings' value of 28.14% is 4.8% above this industry median. Overall, Veritex Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Veritex Holdings' Net Margin % compare to CCB and BLX?
Veritex Holdings' Net Margin % of 28.14% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.85. Veritex Holdings' value of 28.14% is 4.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Veritex Holdings's current Net Margin % of 28.14% is 4.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Veritex Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veritex Holdings's current Net Margin % is 28.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veritex Holdings stock overvalued right now?
Veritex Holdings (FRA:47Y) has a current Net Margin % of 28.14%. The current Net Margin % is 28.14% and 4.8% above the Banks industry median of 26.85. Veritex Holdings' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Veritex Holdings (FRA:47Y), the current Net Margin % is 28.14% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Veritex Holdings Business Description

Address 8214 Westchester Drive, Suite 800, Dallas, TX, USA, 75225
Veritex Holdings Inc is engaged in the provision of commercial banking products and services to small to medium-sized businesses and professionals. The bank provides a range of banking services to individual and corporate customers, which include commercial and retail lending, and the acceptance of checking and savings deposits. It offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, as well as automated teller machines, and banking by telephone, mail and personal appointment. The company's primary sources of revenue are derived from interest and dividends earned on loans, debt and equity securities and other financial instruments.
16GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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