Chayo Group PCL (BKK:CHAYO-R) Net Interest Income: ฿-287 Mil (TTM As of Mar. 2026)

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BKK:CHAYO-R Chayo Group PCL BKK:CHAYO-R
68 GF Score
Price ฿1.00
GF Value ฿2.31
! 3 Warning Signs
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What is Chayo Group PCL Net Interest Income?

Chayo Group PCL BKK:CHAYO-R 68 Net Interest Income is ฿-287 Mil as of Mar. 2026. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 68/100 and a GF Value™ of ฿2.31. The stock has 3 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Chayo Group PCL's net interest income for the three months ended in Mar. 2026 was ฿-71 Mil. Its net interest income for the trailing twelve months (TTM) ended in Mar. 2026 was ฿-287 Mil.

Chayo Group PCL Net Interest Income Related Terms

Chayo Group PCL Net Interest Income Historical Data

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The historical data trend for Chayo Group PCL's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chayo Group PCL Net Interest Income Chart

Chayo Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -109.16 -156.44 -245.54 -305.41 -290.39

Chayo Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -73.93 -73.20 -73.48 -69.65 -70.53
BKK:CHAYO-R
68GF Score
Chayo Group PCL BKK:CHAYO-R
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Chayo Group PCL Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿-287 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of ฿-287 Mil mean?
Chayo Group PCL (BKK:CHAYO-R) has a Net Interest Income of ฿-287 Mil as of Mar. 2026.
Is Chayo Group PCL's Net Interest Income too high?
Chayo Group PCL's current Net Interest Income is ฿-287 Mil. Overall, Chayo Group PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's Net Interest Income compare to V and MA?
Chayo Group PCL's Net Interest Income of ฿-287 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Credit Services company?
A good Net Interest Income depends on the Credit Services industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Chayo Group PCL's current Net Interest Income is ฿-287 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Chayo Group PCL (BKK:CHAYO-R) has a current Net Interest Income of ฿-287 Mil. The stock's GF Value™ is ฿2.31, compared to a current price of ฿1.00 — trading 56.6% below its estimated fair value. The current Net Interest Income is ฿-287 Mil. Chayo Group PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current Net Interest Income is ฿-287 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?

Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued. The current stock price of ฿1.00 is trading 56.6% below its estimated GF Value™ of ฿2.31.

Key valuation signals for BKK:CHAYO-R:

  • Net Interest Income: ฿-287 Mil
  • GF Value™: ฿2.31 vs. price of ฿1.00 (56.6% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chayo Group PCL Business Description

Other Exchanges CHAYO:Thailand
Address 44/543-544 Phahonyothin Road, Anusawaree subdistrict, Bangkhen district, Bangkok, THA, 10220
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
68GF Score

Get the complete analysis for BKK:CHAYO-R

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.00
Price
฿2.31
GF Value