Chayo Group PCL (BKK:CHAYO-R) OCF Margin %: 26.20% (As of Mar. 2026)


BKK:CHAYO-R Chayo Group PCL BKK:CHAYO-R
68 GF Score
Price ฿1.00
GF Value ฿2.56
! 3 Warning Signs
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What is Chayo Group PCL OCF Margin %?

Chayo Group PCL BKK:CHAYO-R 68 OCF Margin % is 26.20% as of Mar. 2026. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 68/100 and a GF Value™ of ฿2.56. The stock has 3 warning signs investors should review. Among 531 Credit Services companies, Chayo Group PCL ranks better than 61.96% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Chayo Group PCL's Cash Flow from Operations for the three months ended in Mar. 2026 was ฿122 Mil. Chayo Group PCL's Revenue for the three months ended in Mar. 2026 was ฿466 Mil. Therefore, Chayo Group PCL's OCF Margin % for the quarter that ended in Mar. 2026 was 26.20%.

As of today, Chayo Group PCL's current OCF Yield % is 25.62%.

The historical rank and industry rank for Chayo Group PCL's OCF Margin % or its related term are showing as below:

BKK:CHAYO-R' s OCF Margin % Range Over the Past 10 Years
Min: -204.11   Med: -103.78   Max: 52.18
Current: 18.2


During the past 11 years, the highest OCF Margin % of Chayo Group PCL was 52.18%. The lowest was -204.11%. And the median was -103.78%.

BKK:CHAYO-R's OCF Margin % is ranked better than
61.96% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs BKK:CHAYO-R: 18.20


Chayo Group PCL OCF Margin % Related Terms


Chayo Group PCL OCF Margin % Historical Data

* Premium members only.

The historical data trend for Chayo Group PCL's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chayo Group PCL OCF Margin % Chart

Chayo Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -184.08 -204.11 -124.68 -6.09 13.59

Chayo Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.80 6.55 11.16 31.26 26.20

BKK:CHAYO-R vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Chayo Group PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chayo Group PCL OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Chayo Group PCL's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Chayo Group PCL's OCF Margin % falls into.


BKK:CHAYO-R
68GF Score
Chayo Group PCL BKK:CHAYO-R
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chayo Group PCL OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Chayo Group PCL's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=294.422/2166.027
=13.59 %

Chayo Group PCL's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=122.161/466.302
=26.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.20% mean?
Chayo Group PCL (BKK:CHAYO-R) has a OCF Margin % of 26.20% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chayo Group PCL and its competitors. According to the industry distribution chart, Chayo Group PCL ranks #202 out of 531 companies in the Credit Services industry, placing it in the top 38%.
Is Chayo Group PCL's OCF Margin % too high?
Chayo Group PCL's current OCF Margin % is 26.20%. The Credit Services industry median OCF Margin % is 2.55. Chayo Group PCL's value of 26.20% is 927.5% above this industry median. Based on the distribution chart, Chayo Group PCL ranks #202 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Chayo Group PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Chayo Group PCL ranks #202 out of 531 companies for OCF Margin %. This puts Chayo Group PCL in the upper half of its industry. The industry median OCF Margin % is 2.55. Chayo Group PCL's value of 26.20% is 927.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chayo Group PCL's current OCF Margin % of 26.20% is 927.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chayo Group PCL and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chayo Group PCL's current OCF Margin % is 26.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Chayo Group PCL (BKK:CHAYO-R) has a current OCF Margin % of 26.20%. The stock's GF Value™ is ฿2.56, compared to a current price of ฿1.00 — trading 60.9% below its estimated fair value. The current OCF Margin % is 26.20% and 927.5% above the Credit Services industry median of 2.55. Chayo Group PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current OCF Margin % is 26.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?

Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued. The current stock price of ฿1.00 is trading 60.9% below its estimated GF Value™ of ฿2.56.

Key valuation signals for BKK:CHAYO-R:

  • OCF Margin %: 26.20%
  • GF Value™: ฿2.56 vs. price of ฿1.00 (60.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 927.5% above the Credit Services median (#202 of 531)

No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chayo Group PCL Business Description

Other Exchanges CHAYO:Thailand
Address 44/543-544 Phahonyothin Road, Anusawaree subdistrict, Bangkhen district, Bangkok, THA, 10220
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
68GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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