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Chayo Group PCLBKK:CHAYO-R -0.25%72 3-Year Revenue Growth Rate is 30.90% as of Jun. 2026, which is 5% below its 10-year median of 32.50. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 72/100 and a GF Value™ of ฿1.84 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 505 Credit Services companies, Chayo Group PCL ranks better than 79.41% on this metric.
During the past 12 months, Chayo Group PCL's average Revenue per Share Growth Rate was -6.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 30.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 33.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 30.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 11 years, the highest 3-Year average Revenue per Share Growth Rate of Chayo Group PCL was 40.50% per year. The lowest was 21.80% per year. And the median was 32.50% per year.
Chayo Group PCL (BKK:CHAYO-R) 3-Year Revenue Growth Rate Explanation
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Chayo Group PCL 3-Year Revenue Growth Rate Related Terms
BKK:CHAYO-R vs V, MA, AXP: 3-Year Revenue Growth Rate Comparison
For the Credit Services subindustry, Chayo Group PCL's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chayo Group PCL 3-Year Revenue Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Chayo Group PCL's 3-Year Revenue Growth Rate distribution charts can be found below:
* The bar in red indicates where Chayo Group PCL's 3-Year Revenue Growth Rate falls into.
Chayo Group PCL 3-Year Revenue Growth Rate Calculation
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 30.90% mean?
Chayo Group PCL (BKK:CHAYO-R) has a 3-Year Revenue Growth Rate of 30.90% as of Jun. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Chayo Group PCL and its competitors. This is near median its historical median of 32.50. Over the past decade, Chayo Group PCL's 3-Year Revenue Growth Rate has ranged from 21.80 to 40.50. According to the industry distribution chart, Chayo Group PCL ranks #104 out of 505 companies in the Credit Services industry, placing it in the top 20.6%.
Is Chayo Group PCL's 3-Year Revenue Growth Rate too high?
Chayo Group PCL's current 3-Year Revenue Growth Rate of 30.90% is near median its 10-year median of 32.50. Over the past 10 years, this metric has ranged from a low of 21.80 to a high of 40.50. The Credit Services industry median 3-Year Revenue Growth Rate is 8.60. Chayo Group PCL's value of 30.90% is 259.3% above this industry median. Based on the distribution chart, Chayo Group PCL ranks #104 out of 505 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Chayo Group PCL has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's 3-Year Revenue Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Chayo Group PCL ranks #104 out of 505 companies for 3-Year Revenue Growth Rate. This places Chayo Group PCL in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year Revenue Growth Rate is 8.60. Chayo Group PCL's value of 30.90% is 259.3% above this benchmark. Historically, Chayo Group PCL's own 3-Year Revenue Growth Rate has ranged from 21.80 to 40.50 over the past decade. While the company's 10-year median is 32.50 vs. the industry median of 8.60, Chayo Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Credit Services company?
The median 3-Year Revenue Growth Rate among Credit Services companies is 8.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chayo Group PCL's current 3-Year Revenue Growth Rate of 30.90% is 259.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Chayo Group PCL and its competitors. For the Credit Services industry, the median 3-Year Revenue Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chayo Group PCL's current 3-Year Revenue Growth Rate is 30.90%, which is near median its own 10-year median of 32.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Based on GuruFocus' analysis, Chayo Group PCL (BKK:CHAYO-R) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1.84, compared to a current price of ฿1.25 — trading 32.1% below its estimated fair value. The current 3-Year Revenue Growth Rate is 30.90%, which is near median its 10-year median of 32.50 and 259.3% above the Credit Services industry median of 8.60. Chayo Group PCL's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current 3-Year Revenue Growth Rate is 30.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?
Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued.
The current stock price of ฿1.25 is trading 32.1% below its estimated GF Value™ of ฿1.84.
GuruFocus considers Chayo Group PCL to be Possible Value Trap.
Key valuation signals for BKK:CHAYO-R:
3-Year Revenue Growth Rate: 30.90% (near median its 10-year median of 32.50)
GF Value™: ฿1.84 vs. price of ฿1.25 (32.1% below fair value)
Industry Position: 259.3% above the Credit Services median (#104 of 505)
No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
72GF Score
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3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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