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Chayo Group PCLBKK:CHAYO-R 68 Shiller PE Ratio is 7.15 as of Aug. 01, 2026, which is 39% below its 10-year median of 11.79. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 68/100 and a GF Value™ of ฿2.31. The stock has 3 warning signs investors should review. Among 328 Credit Services companies, Chayo Group PCL ranks better than 60.37% on this metric.
As of today (2026-08-01), Chayo Group PCL's current share price is ฿1.00158. Chayo Group PCL's E10 for the fiscal year that ended in Dec25 was ฿0.14. Chayo Group PCL's Shiller PE Ratio for today is 7.15.
The historical rank and industry rank for Chayo Group PCL's Shiller PE Ratio or its related term are showing as below:
BKK:CHAYO-R'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.33 Med: 11.79 Max: 15.28
Current: 11.16
During the past 11 years, Chayo Group PCL's highest Shiller PE Ratio was 15.28. The lowest was 8.33. And the median was 11.79.
BKK:CHAYO-R's Shiller PE Ratio is ranked better than 60.37% of 328
companies
in the Credit Services industry
Industry Median: 14.145
vs BKK:CHAYO-R: 11.16
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Chayo Group PCL's adjusted earnings per share data of for the fiscal year that ended in Dec25 was ฿-0.470. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ฿0.14 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Chayo Group PCL (BKK:CHAYO-R) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Chayo Group PCL Shiller PE Ratio Related Terms
Chayo Group PCL Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Chayo Group PCL's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:CHAYO-R vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, Chayo Group PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chayo Group PCL Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Chayo Group PCL's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Chayo Group PCL's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Chayo Group PCL's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chayo Group PCL's E10 for the fiscal year that ended in Dec25 is calculated as:
For example, Chayo Group PCL's adjusted earnings per share data for the fiscal year that ended in Dec25 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Chayo Group PCL (BKK:CHAYO-R) has a Shiller PE Ratio of 7.15 as of Aug. 01, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Chayo Group PCL and its competitors. This is 39% below median its historical median of 11.79. Over the past decade, Chayo Group PCL's Shiller PE Ratio has ranged from 8.33 to 15.28. According to the industry distribution chart, Chayo Group PCL ranks #130 out of 328 companies in the Credit Services industry, placing it in the top 39.6%.
Is Chayo Group PCL's Shiller PE Ratio too high?
Chayo Group PCL's current Shiller PE Ratio of 7.15 is 39% below median its 10-year median of 11.79. Over the past 10 years, this metric has ranged from a low of 8.33 to a high of 15.28. The Credit Services industry median Shiller PE Ratio is 14.15. Chayo Group PCL's value of 7.15 is 49.5% below this industry median. Based on the distribution chart, Chayo Group PCL ranks #130 out of 328 companies in the Credit Services industry, which is above the industry midpoint. Overall, Chayo Group PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Chayo Group PCL ranks #130 out of 328 companies for Shiller PE Ratio. This puts Chayo Group PCL in the upper half of its industry. The industry median Shiller PE Ratio is 14.15. Chayo Group PCL's value of 7.15 is 49.5% below this benchmark. Historically, Chayo Group PCL's own Shiller PE Ratio has ranged from 8.33 to 15.28 over the past decade. While the company's 10-year median is 11.79 vs. the industry median of 14.15, Chayo Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.15, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chayo Group PCL's current Shiller PE Ratio of 7.15 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Chayo Group PCL and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chayo Group PCL's current Shiller PE Ratio is 7.15, which is 39% below median its own 10-year median of 11.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Chayo Group PCL (BKK:CHAYO-R) has a current Shiller PE Ratio of 7.15. The stock's GF Value™ is ฿2.31, compared to a current price of ฿1.00 — trading 56.6% below its estimated fair value. The current Shiller PE Ratio is 7.15, which is 39% below median its 10-year median of 11.79 and 49.5% below the Credit Services industry median of 14.15. Chayo Group PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current Shiller PE Ratio is 7.15 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?
Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued.
The current stock price of ฿1.00 is trading 56.6% below its estimated GF Value™ of ฿2.31.
Key valuation signals for BKK:CHAYO-R:
Shiller PE Ratio: 7.15 (39% below median its 10-year median of 11.79)
GF Value™: ฿2.31 vs. price of ฿1.00 (56.6% below fair value)
Industry Position: 49.5% below the Credit Services median (#130 of 328)
No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
68GF Score
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