Chayo Group PCL (BKK:CHAYO-R) Cyclically Adjusted PS Ratio: 0.96 (As of Jul. 04, 2026) — 59% Below Median


BKK:CHAYO-R Chayo Group PCL BKK:CHAYO-R
69 GF Score
Price ฿1.00
GF Value ฿2.61
! 3 Warning Signs
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What is Chayo Group PCL Cyclically Adjusted PS Ratio?

Chayo Group PCL BKK:CHAYO-R 69 Cyclically Adjusted PS Ratio is 0.96 as of Jul. 04, 2026, which is 59% below its 10-year median of 2.34. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 69/100 and a GF Value™ of ฿2.61. The stock has 3 warning signs investors should review. Among 418 Credit Services companies, Chayo Group PCL ranks better than 71.29% on this metric.

As of today (2026-07-04), Chayo Group PCL's current share price is ฿1.00158. Chayo Group PCL's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was ฿1.04. Chayo Group PCL's Cyclically Adjusted PS Ratio for today is 0.96.

The historical rank and industry rank for Chayo Group PCL's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKK:CHAYO-R' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.14   Med: 2.34   Max: 3.99
Current: 1.4

During the past 11 years, Chayo Group PCL's highest Cyclically Adjusted PS Ratio was 3.99. The lowest was 1.14. And the median was 2.34.

BKK:CHAYO-R's Cyclically Adjusted PS Ratio is ranked better than
71.29% of 418 companies
in the Credit Services industry
Industry Median: 2.95 vs BKK:CHAYO-R: 1.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Chayo Group PCL's adjusted revenue per share data of for the fiscal year that ended in Dec25 was ฿1.876. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ฿1.04 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Chayo Group PCL  (BKK:CHAYO-R) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Chayo Group PCL Cyclically Adjusted PS Ratio Related Terms


Chayo Group PCL Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Chayo Group PCL's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chayo Group PCL Cyclically Adjusted PS Ratio Chart

Chayo Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4.10 1.50

Chayo Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.50 0.00

BKK:CHAYO-R vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Chayo Group PCL's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chayo Group PCL Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Chayo Group PCL's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Chayo Group PCL's Cyclically Adjusted PS Ratio falls into.


BKK:CHAYO-R
69GF Score
Chayo Group PCL BKK:CHAYO-R
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chayo Group PCL Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Chayo Group PCL's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.00158/1.04
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chayo Group PCL's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Chayo Group PCL's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=1.876/324.0540*324.0540
=1.876

Current CPI (Dec25) = 324.0540.

Chayo Group PCL Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.192 241.432 0.258
201712 0.268 246.524 0.352
201812 0.264 251.233 0.341
201912 0.347 256.974 0.438
202012 0.514 260.474 0.639
202112 0.643 278.802 0.747
202212 0.836 296.797 0.913
202312 1.310 306.746 1.384
202412 1.782 315.605 1.830
202512 1.876 324.054 1.876

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.96 mean?
Chayo Group PCL (BKK:CHAYO-R) has a Cyclically Adjusted PS Ratio of 0.96 as of Jul. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chayo Group PCL and its competitors. This is 59% below median its historical median of 2.34. Over the past decade, Chayo Group PCL's Cyclically Adjusted PS Ratio has ranged from 1.14 to 3.99. According to the industry distribution chart, Chayo Group PCL ranks #120 out of 418 companies in the Credit Services industry, placing it in the top 28.7%.
Is Chayo Group PCL's Cyclically Adjusted PS Ratio too high?
Chayo Group PCL's current Cyclically Adjusted PS Ratio of 0.96 is 59% below median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 3.99. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.95. Chayo Group PCL's value of 0.96 is 67.5% below this industry median. Based on the distribution chart, Chayo Group PCL ranks #120 out of 418 companies in the Credit Services industry, which is above the industry midpoint. Overall, Chayo Group PCL has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Chayo Group PCL ranks #120 out of 418 companies for Cyclically Adjusted PS Ratio. This puts Chayo Group PCL in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 2.95. Chayo Group PCL's value of 0.96 is 67.5% below this benchmark. Historically, Chayo Group PCL's own Cyclically Adjusted PS Ratio has ranged from 1.14 to 3.99 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 2.95, Chayo Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.95, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chayo Group PCL's current Cyclically Adjusted PS Ratio of 0.96 is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chayo Group PCL and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chayo Group PCL's current Cyclically Adjusted PS Ratio is 0.96, which is 59% below median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Chayo Group PCL (BKK:CHAYO-R) has a current Cyclically Adjusted PS Ratio of 0.96. The stock's GF Value™ is ฿2.61, compared to a current price of ฿1.00 — trading 61.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.96, which is 59% below median its 10-year median of 2.34 and 67.5% below the Credit Services industry median of 2.95. Chayo Group PCL's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current Cyclically Adjusted PS Ratio is 0.96 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?

Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued. The current stock price of ฿1.00 is trading 61.6% below its estimated GF Value™ of ฿2.61.

Key valuation signals for BKK:CHAYO-R:

  • Cyclically Adjusted PS Ratio: 0.96 (59% below median its 10-year median of 2.34)
  • GF Value™: ฿2.61 vs. price of ฿1.00 (61.6% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 67.5% below the Credit Services median (#120 of 418)

No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chayo Group PCL Business Description

Other Exchanges CHAYO:Thailand
Address 44/543-544 Phahonyothin Road, Anusawaree subdistrict, Bangkhen district, Bangkok, THA, 10220
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
69GF Score

Get the complete analysis for BKK:CHAYO-R

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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