Chayo Group PCL (BKK:CHAYO-R) Pre-Tax Income: ฿-505 Mil (TTM As of Mar. 2026)

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BKK:CHAYO-R Chayo Group PCL BKK:CHAYO-R
68 GF Score
Price ฿1.00
GF Value ฿2.31
! 3 Warning Signs
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What is Chayo Group PCL Pre-Tax Income?

Chayo Group PCL BKK:CHAYO-R 68 Pre-Tax Income is ฿-505 Mil as of Mar. 2026. GuruFocus rates BKK:CHAYO-R with a GF Score™ of 68/100 and a GF Value™ of ฿2.31. The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Chayo Group PCL's pretax income for the three months ended in Mar. 2026 was ฿162 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ฿-505 Mil. Chayo Group PCL's pretax margin was 34.69%.

During the past 11 years, Chayo Group PCL's highest Pretax Margin was 47.15%. The lowest was -24.25%. And the median was 39.05%.


Chayo Group PCL  (BKK:CHAYO-R) Pre-Tax Income Explanation

Chayo Group PCL's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=161.742/466.302
=34.69%

During the past 11 years, Chayo Group PCL's highest Pretax Margin was 47.15%. The lowest was -24.25%. And the median was 39.05%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Chayo Group PCL Pre-Tax Income Related Terms


Chayo Group PCL Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Chayo Group PCL's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chayo Group PCL Pre-Tax Income Chart

Chayo Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 267.76 349.57 570.13 477.58 -510.16

Chayo Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 156.84 165.82 79.38 -912.19 161.74

BKK:CHAYO-R vs V, MA, AXP: Pre-Tax Income Comparison

For the Credit Services subindustry, Chayo Group PCL's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chayo Group PCL Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Chayo Group PCL's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Chayo Group PCL's Pre-Tax Income falls into.


BKK:CHAYO-R
68GF Score
Chayo Group PCL BKK:CHAYO-R
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Chayo Group PCL Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Chayo Group PCL's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-248.036+28.27+-292.377+1.987+0
=-510

Chayo Group PCL's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=228.681+3.588+-70.796+0.269+0
=162

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿-505 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ฿-505 Mil mean?
Chayo Group PCL (BKK:CHAYO-R) has a Pre-Tax Income of ฿-505 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chayo Group PCL and its competitors.
Is Chayo Group PCL's Pre-Tax Income too high?
Chayo Group PCL's current Pre-Tax Income is ฿-505 Mil. Overall, Chayo Group PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Chayo Group PCL's Pre-Tax Income compare to V and MA?
Chayo Group PCL's Pre-Tax Income of ฿-505 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chayo Group PCL and its competitors. Chayo Group PCL's current Pre-Tax Income is ฿-505 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chayo Group PCL stock overvalued right now?
Chayo Group PCL (BKK:CHAYO-R) has a current Pre-Tax Income of ฿-505 Mil. The stock's GF Value™ is ฿2.31, compared to a current price of ฿1.00 — trading 56.6% below its estimated fair value. The current Pre-Tax Income is ฿-505 Mil. Chayo Group PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Chayo Group PCL (BKK:CHAYO-R), the current Pre-Tax Income is ฿-505 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chayo Group PCL (BKK:CHAYO-R) Overvalued in 2026?

Based on GuruFocus' analysis, Chayo Group PCL stock appears to be undervalued. The current stock price of ฿1.00 is trading 56.6% below its estimated GF Value™ of ฿2.31.

Key valuation signals for BKK:CHAYO-R:

  • Pre-Tax Income: ฿-505 Mil
  • GF Value™: ฿2.31 vs. price of ฿1.00 (56.6% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the BKK:CHAYO-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chayo Group PCL Business Description

Other Exchanges CHAYO:Thailand
Address 44/543-544 Phahonyothin Road, Anusawaree subdistrict, Bangkhen district, Bangkok, THA, 10220
Chayo Group PCL is a Thailand-based company engaged in the provision of tracking and solicitation services for bad debts such as credit card debt. Its principal objective is to provide services relating to debt collection, managing non-performing assets from purchases, transferring secured and non-secured non-performing assets from financial institutions and credit facility companies, and providing call center services. The firm operates in the segments of Debt collection service, Management of non-performing assets, loans, recruitment services, of which the Management of non-performing asset segment accounts for the majority of revenue.
68GF Score

Get the complete analysis for BKK:CHAYO-R

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.00
Price
฿2.31
GF Value