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Eagle BancorpEGBN +1.27%59 Net Margin % is 9.46% as of Jun. 2026, which is 73% below its 10-year median of 35.12. GuruFocus rates EGBN with a GF Score™ of 59/100 and a GF Value™ of $21.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Eagle Bancorp ranks worse than 97.57% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Eagle Bancorp's Net Income for the
three
months ended in Jun. 2026 was $6.9 Mil. Eagle Bancorp's Revenue for the
three
months ended in Jun. 2026 was $73.1 Mil. Therefore, Eagle Bancorp's net margin for the quarter that ended in Jun. 2026 was 9.46%.
The historical rank and industry rank for Eagle Bancorp's Net Margin % or its related term are showing as below:
EGBN'
s Net Margin % Range Over the Past 10 Years
Min: -46.14 Med: 35.12 Max: 48.42
Current: -16.07
EGBN's Net Margin % is ranked worse than 97.57% of 1525
companies
in the Banks industry
Industry Median: 27.1
vs EGBN: -16.07
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Eagle Bancorp Net Margin % Related Terms
Eagle Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eagle Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp (EGBN) has a Net Margin % of 9.46% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Eagle Bancorp and its competitors. This is 73% below median its historical median of 35.12. According to the industry distribution chart, Eagle Bancorp ranks #1488 out of 1525 companies in the Banks industry, placing it in the top 97.6%.
Is Eagle Bancorp's Net Margin % too high?
Eagle Bancorp's current Net Margin % of 9.46% is 73% below median its 10-year median of 35.12. The Banks industry median Net Margin % is 27.10. Eagle Bancorp's value of 9.46% is 65.1% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #1488 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Net Margin % compare to GSBC and SMBC?
According to the Banks industry distribution chart, Eagle Bancorp ranks #1488 out of 1525 companies for Net Margin %. This places Eagle Bancorp in the lower half of its industry. The industry median Net Margin % is 27.10. Eagle Bancorp's value of 9.46% is 65.1% below this benchmark. While the company's 10-year median is 35.12 vs. the industry median of 27.10, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current Net Margin % of 9.46% is 65.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current Net Margin % is 9.46%, which is 73% below median its own 10-year median of 35.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Eagle Bancorp (EGBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.30, compared to a current price of $28.76 — trading 35% above its estimated fair value. The current Net Margin % is 9.46%, which is 73% below median its 10-year median of 35.12 and 65.1% below the Banks industry median of 27.10. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Eagle Bancorp (EGBN), the current Net Margin % is 9.46% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (EGBN) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of $28.76 is trading 35% above its estimated GF Value™ of $21.30.
GuruFocus considers Eagle Bancorp to be Significantly Overvalued.
Key valuation signals for EGBN:
Net Margin %: 9.46% (73% below median its 10-year median of 35.12)
GF Value™: $21.30 vs. price of $28.76 (35% above fair value)
Industry Position: 65.1% below the Banks median (#1488 of 1525)
No single metric tells the full story. See the EGBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score
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