The historical rank and industry rank for Creditwest Faktoring AS's Net Margin % or its related term are showing as below:
IST:CRDFA'
s Net Margin % Range Over the Past 10 Years
Min: 14 Med: 18.92 Max: 88.53
Current: 21.9
IST:CRDFA's Net Margin % is ranked better than 63.04% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs IST:CRDFA: 21.90
Creditwest Faktoring AS (IST:CRDFA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Creditwest Faktoring AS Net Margin % Related Terms
Creditwest Faktoring AS Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditwest Faktoring AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditwest Faktoring AS Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditwest Faktoring AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Creditwest Faktoring AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditwest Faktoring AS (IST:CRDFA) has a Net Margin % of 0.00% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Creditwest Faktoring AS and its competitors. Over the past decade, Creditwest Faktoring AS's Net Margin % has ranged from 14.00 to 88.53. According to the industry distribution chart, Creditwest Faktoring AS ranks #197 out of 533 companies in the Credit Services industry, placing it in the top 37%.
Is Creditwest Faktoring AS's Net Margin % too high?
Creditwest Faktoring AS's current Net Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 14.00 to a high of 88.53. Based on the distribution chart, Creditwest Faktoring AS ranks #197 out of 533 companies in the Credit Services industry, which is above the industry midpoint. Overall, Creditwest Faktoring AS has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Creditwest Faktoring AS ranks #197 out of 533 companies for Net Margin %. This puts Creditwest Faktoring AS in the upper half of its industry. The industry median Net Margin % is 14.54. Historically, Creditwest Faktoring AS's own Net Margin % has ranged from 14.00 to 88.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Creditwest Faktoring AS and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditwest Faktoring AS's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺8.66, compared to a current price of ₺36.70 — trading 323.8% above its estimated fair value. The current Net Margin % is 0.00%. Creditwest Faktoring AS's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current Net Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued.
The current stock price of ₺36.70 is trading 323.8% above its estimated GF Value™ of ₺8.66.
GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.
Key valuation signals for IST:CRDFA:
Net Margin %: 0.00%
GF Value™: ₺8.66 vs. price of ₺36.70 (323.8% above fair value)
No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
44GF Score
Get the complete analysis for IST:CRDFA
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IST:CRDFA has been successfully added to your 
