Creditwest Faktoring ASIST:CRDFA +0.97%44 Quick Ratio is 1.73 as of Dec. 2025, which is 24% above its 10-year median of 1.39. GuruFocus rates IST:CRDFA with a GF Score™ of 44/100 and a GF Value™ of ₺8.71 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 393 Credit Services companies, Creditwest Faktoring AS ranks worse than 67.68% on this metric.
Creditwest Faktoring AS has a quick ratio of 1.73. It generally indicates good short-term financial strength.
The historical rank and industry rank for Creditwest Faktoring AS's Quick Ratio or its related term are showing as below:
IST:CRDFA'
s Quick Ratio Range Over the Past 10 Years
Min: 1.23 Med: 1.39 Max: 2.83
Current: 1.73
During the past 13 years, Creditwest Faktoring AS's highest Quick Ratio was 2.83. The lowest was 1.23. And the median was 1.39.
IST:CRDFA's Quick Ratio is ranked worse than 67.68% of 393
companies
in the Credit Services industry
Industry Median: 4.44
vs IST:CRDFA: 1.73
Creditwest Faktoring AS (IST:CRDFA) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Creditwest Faktoring AS Quick Ratio Related Terms
Creditwest Faktoring AS Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditwest Faktoring AS's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditwest Faktoring AS Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditwest Faktoring AS's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Creditwest Faktoring AS's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Creditwest Faktoring AS's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditwest Faktoring AS (IST:CRDFA) has a Quick Ratio of 1.73 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Creditwest Faktoring AS and its competitors. This is 24% above median its historical median of 1.39. Over the past decade, Creditwest Faktoring AS's Quick Ratio has ranged from 1.23 to 2.83. According to the industry distribution chart, Creditwest Faktoring AS ranks #266 out of 393 companies in the Credit Services industry, placing it in the top 67.7%.
Is Creditwest Faktoring AS's Quick Ratio too high?
Creditwest Faktoring AS's current Quick Ratio of 1.73 is 24% above median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 2.83. The Credit Services industry median Quick Ratio is 4.44. Creditwest Faktoring AS's value of 1.73 is 61% below this industry median. Based on the distribution chart, Creditwest Faktoring AS ranks #266 out of 393 companies in the Credit Services industry, which is below the industry midpoint. Overall, Creditwest Faktoring AS has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditwest Faktoring AS ranks #266 out of 393 companies for Quick Ratio. This places Creditwest Faktoring AS in the lower half of its industry. The industry median Quick Ratio is 4.44. Creditwest Faktoring AS's value of 1.73 is 61% below this benchmark. Historically, Creditwest Faktoring AS's own Quick Ratio has ranged from 1.23 to 2.83 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 4.44, Creditwest Faktoring AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.44, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditwest Faktoring AS's current Quick Ratio of 1.73 is 61% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Creditwest Faktoring AS and its competitors. For the Credit Services industry, the median Quick Ratio is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditwest Faktoring AS's current Quick Ratio is 1.73, which is 24% above median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺8.71, compared to a current price of ₺37.50 — trading 330.5% above its estimated fair value. The current Quick Ratio is 1.73, which is 24% above median its 10-year median of 1.39 and 61% below the Credit Services industry median of 4.44. Creditwest Faktoring AS's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current Quick Ratio is 1.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued.
The current stock price of ₺37.50 is trading 330.5% above its estimated GF Value™ of ₺8.71.
GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.
Key valuation signals for IST:CRDFA:
Quick Ratio: 1.73 (24% above median its 10-year median of 1.39)
GF Value™: ₺8.71 vs. price of ₺37.50 (330.5% above fair value)
Industry Position: 61% below the Credit Services median (#266 of 393)
No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
44GF Score
Get the complete analysis for IST:CRDFA
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