Creditwest Faktoring AS (IST:CRDFA) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Creditwest Faktoring AS Operating Margin % Related Terms
Creditwest Faktoring AS Operating Margin % Historical Data
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The historical data trend for Creditwest Faktoring AS's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:CRDFA vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Creditwest Faktoring AS's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditwest Faktoring AS Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditwest Faktoring AS's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Creditwest Faktoring AS's Operating Margin % falls into.
Creditwest Faktoring AS Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Creditwest Faktoring AS's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditwest Faktoring AS (IST:CRDFA) has a Operating Margin % of 0.00% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Creditwest Faktoring AS and its competitors. Over the past decade, Creditwest Faktoring AS's Operating Margin % has ranged from 14.92 to 29.61. According to the industry distribution chart, Creditwest Faktoring AS ranks #164 out of 411 companies in the Credit Services industry, placing it in the top 39.9%.
Is Creditwest Faktoring AS's Operating Margin % too high?
Creditwest Faktoring AS's current Operating Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 14.92 to a high of 29.61. Based on the distribution chart, Creditwest Faktoring AS ranks #164 out of 411 companies in the Credit Services industry, which is above the industry midpoint. Overall, Creditwest Faktoring AS has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Creditwest Faktoring AS ranks #164 out of 411 companies for Operating Margin %. This puts Creditwest Faktoring AS in the upper half of its industry. The industry median Operating Margin % is 17.36. Historically, Creditwest Faktoring AS's own Operating Margin % has ranged from 14.92 to 29.61 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.36, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Creditwest Faktoring AS and its competitors. For the Credit Services industry, the median Operating Margin % is 17.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditwest Faktoring AS's current Operating Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺8.66, compared to a current price of ₺37.50 — trading 333% above its estimated fair value. The current Operating Margin % is 0.00%. Creditwest Faktoring AS's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current Operating Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued.
The current stock price of ₺37.50 is trading 333% above its estimated GF Value™ of ₺8.66.
GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.
Key valuation signals for IST:CRDFA:
Operating Margin %: 0.00%
GF Value™: ₺8.66 vs. price of ₺37.50 (333% above fair value)
No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
44GF Score
Get the complete analysis for IST:CRDFA
Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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