Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Creditwest Faktoring ASIST:CRDFA +1.64%44 Current Ratio is 1.73 as of Dec. 2025, which is 24% above its 10-year median of 1.39. GuruFocus rates IST:CRDFA with a GF Score™ of 44/100 and a GF Value™ of ₺8.73 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 396 Credit Services companies, Creditwest Faktoring AS ranks worse than 68.69% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Creditwest Faktoring AS's current ratio for the quarter that ended in Dec. 2025 was 1.73.
Creditwest Faktoring AS has a current ratio of 1.73. It generally indicates good short-term financial strength.
The historical rank and industry rank for Creditwest Faktoring AS's Current Ratio or its related term are showing as below:
IST:CRDFA'
s Current Ratio Range Over the Past 10 Years
Min: 1.23 Med: 1.39 Max: 2.83
Current: 1.73
During the past 13 years, Creditwest Faktoring AS's highest Current Ratio was 2.83. The lowest was 1.23. And the median was 1.39.
IST:CRDFA's Current Ratio is ranked worse than 68.69% of 396
companies
in the Credit Services industry
Industry Median: 4.93
vs IST:CRDFA: 1.73
Creditwest Faktoring AS (IST:CRDFA) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Creditwest Faktoring AS Current Ratio Related Terms
Creditwest Faktoring AS Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditwest Faktoring AS's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditwest Faktoring AS Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditwest Faktoring AS's Current Ratio distribution charts can be found below:
* The bar in red indicates where Creditwest Faktoring AS's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditwest Faktoring AS (IST:CRDFA) has a Current Ratio of 1.73 as of Dec. 2025. This is 24% above median its historical median of 1.39. Over the past decade, Creditwest Faktoring AS's Current Ratio has ranged from 1.23 to 2.83. According to the industry distribution chart, Creditwest Faktoring AS ranks #272 out of 396 companies in the Credit Services industry, placing it in the top 68.7%.
Is Creditwest Faktoring AS's Current Ratio too high?
Creditwest Faktoring AS's current Current Ratio of 1.73 is 24% above median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 2.83. The Credit Services industry median Current Ratio is 4.93. Creditwest Faktoring AS's value of 1.73 is 64.9% below this industry median. Based on the distribution chart, Creditwest Faktoring AS ranks #272 out of 396 companies in the Credit Services industry, which is below the industry midpoint. Overall, Creditwest Faktoring AS has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditwest Faktoring AS ranks #272 out of 396 companies for Current Ratio. This places Creditwest Faktoring AS in the lower half of its industry. The industry median Current Ratio is 4.93. Creditwest Faktoring AS's value of 1.73 is 64.9% below this benchmark. Historically, Creditwest Faktoring AS's own Current Ratio has ranged from 1.23 to 2.83 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 4.93, Creditwest Faktoring AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.93, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditwest Faktoring AS's current Current Ratio of 1.73 is 64.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditwest Faktoring AS's current Current Ratio is 1.73, which is 24% above median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺8.73, compared to a current price of ₺37.10 — trading 325% above its estimated fair value. The current Current Ratio is 1.73, which is 24% above median its 10-year median of 1.39 and 64.9% below the Credit Services industry median of 4.93. Creditwest Faktoring AS's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current Current Ratio is 1.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued.
The current stock price of ₺37.10 is trading 325% above its estimated GF Value™ of ₺8.73.
GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.
Key valuation signals for IST:CRDFA:
Current Ratio: 1.73 (24% above median its 10-year median of 1.39)
GF Value™: ₺8.73 vs. price of ₺37.10 (325% above fair value)
Industry Position: 64.9% below the Credit Services median (#272 of 396)
No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
44GF Score
Get the complete analysis for IST:CRDFA
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IST:CRDFA has been successfully added to your 
