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Creditwest Faktoring ASIST:CRDFA -1.80%45 PS Ratio is 16.89 as of Aug. 04, 2026, which is 813% above its 10-year median of 1.85. GuruFocus rates IST:CRDFA with a GF Score™ of 45/100 and a GF Value™ of ₺8.82 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 524 Credit Services companies, Creditwest Faktoring AS ranks worse than 87.98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Creditwest Faktoring AS's share price is ₺41.50.
Creditwest Faktoring AS's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was ₺2.46. Hence, Creditwest Faktoring AS's PS Ratio for today is 16.89.
The historical rank and industry rank for Creditwest Faktoring AS's PS Ratio or its related term are showing as below:
IST:CRDFA'
s PS Ratio Range Over the Past 10 Years
Min: 0.51 Med: 1.85 Max: 57.83
Current: 16.89
During the past 13 years, Creditwest Faktoring AS's highest PS Ratio was 57.83. The lowest was 0.51. And the median was 1.85.
IST:CRDFA's PS Ratio is ranked worse than 87.98% of 524
companies
in the Credit Services industry
Industry Median: 2.855
vs IST:CRDFA: 16.89
During the past 12 months, the average Revenue per Share Growth Rate of Creditwest Faktoring AS was 62.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 91.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 80.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 19.10% per year.
During the past 13 years, Creditwest Faktoring AS's highest 3-Year average Revenue per Share Growth Rate was 195.30% per year. The lowest was -23.10% per year. And the median was 17.40% per year.
Creditwest Faktoring AS (IST:CRDFA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditwest Faktoring AS's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditwest Faktoring AS PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditwest Faktoring AS's PS Ratio distribution charts can be found below:
* The bar in red indicates where Creditwest Faktoring AS's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Creditwest Faktoring AS's Share Price of today is ₺41.50. Creditwest Faktoring AS's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺2.46.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Creditwest Faktoring AS (IST:CRDFA) has a PS Ratio of 16.89 as of Aug. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Creditwest Faktoring AS and its competitors. This is 813% above median its historical median of 1.85. Over the past decade, Creditwest Faktoring AS's PS Ratio has ranged from 0.51 to 57.83. According to the industry distribution chart, Creditwest Faktoring AS ranks #461 out of 524 companies in the Credit Services industry, placing it in the top 88%.
Is Creditwest Faktoring AS's PS Ratio too high?
Creditwest Faktoring AS's current PS Ratio of 16.89 is 813% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 57.83. The Credit Services industry median PS Ratio is 2.86. Creditwest Faktoring AS's value of 16.89 is 491.6% above this industry median. Based on the distribution chart, Creditwest Faktoring AS ranks #461 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Creditwest Faktoring AS has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditwest Faktoring AS ranks #461 out of 524 companies for PS Ratio. This places Creditwest Faktoring AS in the lower half of its industry. The industry median PS Ratio is 2.86. Creditwest Faktoring AS's value of 16.89 is 491.6% above this benchmark. Historically, Creditwest Faktoring AS's own PS Ratio has ranged from 0.51 to 57.83 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 2.86, Creditwest Faktoring AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditwest Faktoring AS's current PS Ratio of 16.89 is 491.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Creditwest Faktoring AS and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditwest Faktoring AS's current PS Ratio is 16.89, which is 813% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺8.82, compared to a current price of ₺41.50 — trading 370.5% above its estimated fair value. The current PS Ratio is 16.89, which is 813% above median its 10-year median of 1.85 and 491.6% above the Credit Services industry median of 2.86. Creditwest Faktoring AS's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current PS Ratio is 16.89 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued.
The current stock price of ₺41.50 is trading 370.5% above its estimated GF Value™ of ₺8.82.
GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.
Key valuation signals for IST:CRDFA:
PS Ratio: 16.89 (813% above median its 10-year median of 1.85)
GF Value™: ₺8.82 vs. price of ₺41.50 (370.5% above fair value)
Industry Position: 491.6% above the Credit Services median (#461 of 524)
No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
45GF Score
Get the complete analysis for IST:CRDFA
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