Creditwest Faktoring AS (IST:CRDFA) Retained Earnings: ₺1,174.8 Mil (As of Jun. 2026)

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IST:CRDFA Creditwest Faktoring AS IST:CRDFA
47 GF Score
Price ₺24.12
GF Value ₺9.00
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Creditwest Faktoring AS Retained Earnings?

Creditwest Faktoring AS IST:CRDFA -2.98% 47 Retained Earnings is ₺1,174.8 Mil as of Jun. 2026. GuruFocus rates IST:CRDFA with a GF Score™ of 47/100 and a GF Value™ of ₺9.00 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Creditwest Faktoring AS's retained earnings for the quarter that ended in Jun. 2026 was ₺1,174.8 Mil.

Creditwest Faktoring AS's quarterly retained earnings declined from Dec. 2025 (₺916.3 Mil) to Mar. 2026 (₺378.9 Mil) but then increased from Mar. 2026 (₺378.9 Mil) to Jun. 2026 (₺1,174.8 Mil).

Creditwest Faktoring AS's annual retained earnings increased from Dec. 2023 (₺66.2 Mil) to Dec. 2024 (₺119.4 Mil) and increased from Dec. 2024 (₺119.4 Mil) to Dec. 2025 (₺916.3 Mil).


Creditwest Faktoring AS  (IST:CRDFA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Creditwest Faktoring AS Retained Earnings Historical Data

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The historical data trend for Creditwest Faktoring AS's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creditwest Faktoring AS Retained Earnings Chart

Creditwest Faktoring AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.59 30.21 66.17 119.44 916.31

Creditwest Faktoring AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 191.29 0.00 916.31 378.95 1,174.81
IST:CRDFA
47GF Score
Creditwest Faktoring AS IST:CRDFA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Creditwest Faktoring AS Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₺1,174.8 Mil mean?
Creditwest Faktoring AS (IST:CRDFA) has a Retained Earnings of ₺1,174.8 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Creditwest Faktoring AS and its competitors.
Is Creditwest Faktoring AS's Retained Earnings too high?
Creditwest Faktoring AS's current Retained Earnings is ₺1,174.8 Mil. Overall, Creditwest Faktoring AS has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Creditwest Faktoring AS's Retained Earnings compare to V and MA?
Creditwest Faktoring AS's Retained Earnings of ₺1,174.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Creditwest Faktoring AS and its competitors. Creditwest Faktoring AS's current Retained Earnings is ₺1,174.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditwest Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Creditwest Faktoring AS (IST:CRDFA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺9.00, compared to a current price of ₺24.12 — trading 168% above its estimated fair value. The current Retained Earnings is ₺1,174.8 Mil. Creditwest Faktoring AS's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Creditwest Faktoring AS (IST:CRDFA), the current Retained Earnings is ₺1,174.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creditwest Faktoring AS (IST:CRDFA) Overvalued in 2026?

Based on GuruFocus' analysis, Creditwest Faktoring AS stock appears to be overvalued. The current stock price of ₺24.12 is trading 168% above its estimated GF Value™ of ₺9.00. GuruFocus considers Creditwest Faktoring AS to be Significantly Overvalued.

Key valuation signals for IST:CRDFA:

  • Retained Earnings: ₺1,174.8 Mil
  • GF Value™: ₺9.00 vs. price of ₺24.12 (168% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the IST:CRDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creditwest Faktoring AS Business Description

Address Buyukdere cad No 108, Enka Binasi Esentepe, Istanbul, TUR, 34394
Creditwest Faktoring AS is a Turkish company which engages in the factoring activities regarding domestic and international transactions. It offers various types of factoring services, such as domestic, import and export, which are used in a range of sectors. The company also provides credit management, revenue management, and cash management.
47GF Score

Get the complete analysis for IST:CRDFA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺24.12
Price
₺9.00
GF Value