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Tata CapitalNSE:TATACAP +1.26%7 Net Margin % is 18.43% as of Jun. 2026, which is 6% above its 10-year median of 17.41. GuruFocus rates NSE:TATACAP with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 537 Credit Services companies, Tata Capital ranks better than 54.19% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Tata Capital's Net Income for the
three
months ended in Jun. 2026 was ₹15,474 Mil. Tata Capital's Revenue for the
three
months ended in Jun. 2026 was ₹83,951 Mil. Therefore, Tata Capital's net margin for the quarter that ended in Jun. 2026 was 18.43%.
The historical rank and industry rank for Tata Capital's Net Margin % or its related term are showing as below:
NSE:TATACAP'
s Net Margin % Range Over the Past 10 Years
Min: 13.62 Med: 17.41 Max: 24.79
Current: 17.91
NSE:TATACAP's Net Margin % is ranked better than 54.19% of 537
companies
in the Credit Services industry
Industry Median: 15
vs NSE:TATACAP: 17.91
Tata Capital (NSE:TATACAP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Tata Capital Net Margin % Related Terms
Tata Capital Net Margin % Historical Data
* Premium members only.
The historical data trend for Tata Capital's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:TATACAP vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, Tata Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tata Capital Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tata Capital's Net Margin % distribution charts can be found below:
* The bar in red indicates where Tata Capital's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tata Capital (NSE:TATACAP) has a Net Margin % of 18.43% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Tata Capital and its competitors. This is near median its historical median of 17.41. Over the past decade, Tata Capital's Net Margin % has ranged from 13.62 to 24.79. According to the industry distribution chart, Tata Capital ranks #246 out of 537 companies in the Credit Services industry, placing it in the top 45.8%.
Is Tata Capital's Net Margin % too high?
Tata Capital's current Net Margin % of 18.43% is near median its 10-year median of 17.41. Over the past 10 years, this metric has ranged from a low of 13.62 to a high of 24.79. The Credit Services industry median Net Margin % is 15.00. Tata Capital's value of 18.43% is 22.9% above this industry median. Based on the distribution chart, Tata Capital ranks #246 out of 537 companies in the Credit Services industry, which is above the industry midpoint. Overall, Tata Capital has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Tata Capital's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Tata Capital ranks #246 out of 537 companies for Net Margin %. This puts Tata Capital in the upper half of its industry. The industry median Net Margin % is 15.00. Tata Capital's value of 18.43% is 22.9% above this benchmark. Historically, Tata Capital's own Net Margin % has ranged from 13.62 to 24.79 over the past decade. While the company's 10-year median is 17.41 vs. the industry median of 15.00, Tata Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 15.00, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tata Capital's current Net Margin % of 18.43% is 22.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Tata Capital and its competitors. For the Credit Services industry, the median Net Margin % is 15.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tata Capital's current Net Margin % is 18.43%, which is near median its own 10-year median of 17.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tata Capital stock overvalued right now?
Tata Capital (NSE:TATACAP) has a current Net Margin % of 18.43%. The current Net Margin % is 18.43%, which is near median its 10-year median of 17.41 and 22.9% above the Credit Services industry median of 15.00. Tata Capital's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Tata Capital (NSE:TATACAP), the current Net Margin % is 18.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tata Capital Ltd is a Non-banking Finance company. The company is engaged in lending and investing activities. The company is engaged in providing and supplying different services and products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
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