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Tata CapitalNSE:TATACAP +1.26%7 Pretax Margin % is 25.72% as of Jun. 2026, which is 7% above its 10-year median of 23.95. GuruFocus rates NSE:TATACAP with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 537 Credit Services companies, Tata Capital ranks better than 53.45% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Tata Capital's Pre-Tax Income for the
three
months ended in Jun. 2026 was ₹21,591 Mil. Tata Capital's Revenue for the
three
months ended in Jun. 2026 was ₹83,951 Mil. Therefore, Tata Capital's pretax margin for the quarter that ended in Jun. 2026 was 25.72%.
The historical rank and industry rank for Tata Capital's Pretax Margin % or its related term are showing as below:
NSE:TATACAP'
s Pretax Margin % Range Over the Past 10 Years
Min: 18.28 Med: 23.95 Max: 32.22
Current: 24.25
NSE:TATACAP's Pretax Margin % is ranked better than 53.45% of 537
companies
in the Credit Services industry
Industry Median: 20.25
vs NSE:TATACAP: 24.25
Tata Capital (NSE:TATACAP) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Tata Capital Pretax Margin % Related Terms
Tata Capital Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Tata Capital's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:TATACAP vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Tata Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tata Capital Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tata Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Tata Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tata Capital (NSE:TATACAP) has a Pretax Margin % of 25.72% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Tata Capital and its competitors. This is near median its historical median of 23.95. Over the past decade, Tata Capital's Pretax Margin % has ranged from 18.28 to 32.22. According to the industry distribution chart, Tata Capital ranks #250 out of 537 companies in the Credit Services industry, placing it in the top 46.6%.
Is Tata Capital's Pretax Margin % too high?
Tata Capital's current Pretax Margin % of 25.72% is near median its 10-year median of 23.95. Over the past 10 years, this metric has ranged from a low of 18.28 to a high of 32.22. The Credit Services industry median Pretax Margin % is 20.25. Tata Capital's value of 25.72% is 27% above this industry median. Based on the distribution chart, Tata Capital ranks #250 out of 537 companies in the Credit Services industry, which is above the industry midpoint. Overall, Tata Capital has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Tata Capital's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Tata Capital ranks #250 out of 537 companies for Pretax Margin %. This puts Tata Capital in the upper half of its industry. The industry median Pretax Margin % is 20.25. Tata Capital's value of 25.72% is 27% above this benchmark. Historically, Tata Capital's own Pretax Margin % has ranged from 18.28 to 32.22 over the past decade. While the company's 10-year median is 23.95 vs. the industry median of 20.25, Tata Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.25, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tata Capital's current Pretax Margin % of 25.72% is 27% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Tata Capital and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tata Capital's current Pretax Margin % is 25.72%, which is near median its own 10-year median of 23.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tata Capital stock overvalued right now?
Tata Capital (NSE:TATACAP) has a current Pretax Margin % of 25.72%. The current Pretax Margin % is 25.72%, which is near median its 10-year median of 23.95 and 27% above the Credit Services industry median of 20.25. Tata Capital's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Tata Capital (NSE:TATACAP), the current Pretax Margin % is 25.72% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tata Capital Ltd is a Non-banking Finance company. The company is engaged in lending and investing activities. The company is engaged in providing and supplying different services and products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
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