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Tata CapitalNSE:TATACAP +1.26%7 Operating Margin % is 28.64% as of Jun. 2026, which is 4% above its 10-year median of 27.62. GuruFocus rates NSE:TATACAP with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 416 Credit Services companies, Tata Capital ranks better than 52.4% on this metric.
Operating Margin % is calculated as Operating Income divided by its Revenue. Tata Capital's Operating Income for the
three
months ended in Jun. 2026 was ₹24,046 Mil. Tata Capital's Revenue for the
three
months ended in Jun. 2026 was ₹83,951 Mil. Therefore, Tata Capital's Operating Margin % for the quarter that ended in Jun. 2026 was 28.64%.
The historical rank and industry rank for Tata Capital's Operating Margin % or its related term are showing as below:
NSE:TATACAP'
s Operating Margin % Range Over the Past 10 Years
Min: 26.29 Med: 27.62 Max: 29.31
Current: 28.99
NSE:TATACAP's Operating Margin % is ranked better than 52.4% of 416
companies
in the Credit Services industry
Industry Median: 17.325
vs NSE:TATACAP: 28.99
Tata Capital's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.
Tata Capital's Operating Income for the
three
months ended in Jun. 2026 was ₹24,046 Mil.
Its Operating Income for the trailing twelve months (TTM) ended in Jun. 2026 was ₹69,723 Mil.
Tata Capital (NSE:TATACAP) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Tata Capital Operating Margin % Related Terms
Tata Capital Operating Margin % Historical Data
* Premium members only.
The historical data trend for Tata Capital's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:TATACAP vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Tata Capital's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tata Capital Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tata Capital's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Tata Capital's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Tata Capital's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tata Capital (NSE:TATACAP) has a Operating Margin % of 28.64% as of Jun. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Tata Capital and its competitors. This is near median its historical median of 27.62. Over the past decade, Tata Capital's Operating Margin % has ranged from 26.29 to 29.31. According to the industry distribution chart, Tata Capital ranks #198 out of 416 companies in the Credit Services industry, placing it in the top 47.6%.
Is Tata Capital's Operating Margin % too high?
Tata Capital's current Operating Margin % of 28.64% is near median its 10-year median of 27.62. Over the past 10 years, this metric has ranged from a low of 26.29 to a high of 29.31. The Credit Services industry median Operating Margin % is 17.33. Tata Capital's value of 28.64% is 65.3% above this industry median. Based on the distribution chart, Tata Capital ranks #198 out of 416 companies in the Credit Services industry, which is above the industry midpoint. Overall, Tata Capital has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Tata Capital's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Tata Capital ranks #198 out of 416 companies for Operating Margin %. This puts Tata Capital in the upper half of its industry. The industry median Operating Margin % is 17.33. Tata Capital's value of 28.64% is 65.3% above this benchmark. Historically, Tata Capital's own Operating Margin % has ranged from 26.29 to 29.31 over the past decade. While the company's 10-year median is 27.62 vs. the industry median of 17.33, Tata Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tata Capital's current Operating Margin % of 28.64% is 65.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Tata Capital and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tata Capital's current Operating Margin % is 28.64%, which is near median its own 10-year median of 27.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tata Capital stock overvalued right now?
Tata Capital (NSE:TATACAP) has a current Operating Margin % of 28.64%. The current Operating Margin % is 28.64%, which is near median its 10-year median of 27.62 and 65.3% above the Credit Services industry median of 17.33. Tata Capital's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Tata Capital (NSE:TATACAP), the current Operating Margin % is 28.64% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tata Capital Ltd is a Non-banking Finance company. The company is engaged in lending and investing activities. The company is engaged in providing and supplying different services and products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
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