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Tata CapitalNSE:TATACAP +1.26%7 PS Ratio is 6.26 as of Jul. 29, 2026, which is 1% below its 10-year median of 6.35. GuruFocus rates NSE:TATACAP with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 524 Credit Services companies, Tata Capital ranks worse than 73.09% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Tata Capital's share price is ₹354.95.
Tata Capital's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹56.74. Hence, Tata Capital's PS Ratio for today is 6.26.
The historical rank and industry rank for Tata Capital's PS Ratio or its related term are showing as below:
NSE:TATACAP'
s PS Ratio Range Over the Past 10 Years
Min: 5.53 Med: 6.35 Max: 6.84
Current: 6.26
During the past 4 years, Tata Capital's highest PS Ratio was 6.84. The lowest was 5.53. And the median was 6.35.
NSE:TATACAP's PS Ratio is ranked worse than 73.09% of 524
companies
in the Credit Services industry
Industry Median: 2.87
vs NSE:TATACAP: 6.26
During the past 12 months, the average Revenue per Share Growth Rate of Tata Capital was 54.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 35.80% per year.
During the past 4 years, Tata Capital's highest 3-Year average Revenue per Share Growth Rate was 35.80% per year. The lowest was 35.80% per year. And the median was 35.80% per year.
Back to Basics: PS Ratio
Tata Capital (NSE:TATACAP) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Tata Capital PS Ratio Related Terms
Tata Capital PS Ratio Historical Data
* Premium members only.
The historical data trend for Tata Capital's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Tata Capital's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tata Capital PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tata Capital's PS Ratio distribution charts can be found below:
* The bar in red indicates where Tata Capital's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Tata Capital's PS Ratio for today is calculated as
Tata Capital's Share Price of today is ₹354.95. Tata Capital's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹56.74.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Tata Capital (NSE:TATACAP) has a PS Ratio of 6.26 as of Jul. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Tata Capital and its competitors. This is near median its historical median of 6.35. Over the past decade, Tata Capital's PS Ratio has ranged from 5.53 to 6.84. According to the industry distribution chart, Tata Capital ranks #383 out of 524 companies in the Credit Services industry, placing it in the top 73.1%.
Is Tata Capital's PS Ratio too high?
Tata Capital's current PS Ratio of 6.26 is near median its 10-year median of 6.35. Over the past 10 years, this metric has ranged from a low of 5.53 to a high of 6.84. The Credit Services industry median PS Ratio is 2.87. Tata Capital's value of 6.26 is 118.1% above this industry median. Based on the distribution chart, Tata Capital ranks #383 out of 524 companies in the Credit Services industry, which is below the industry midpoint. Overall, Tata Capital has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Tata Capital's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Tata Capital ranks #383 out of 524 companies for PS Ratio. This places Tata Capital in the lower half of its industry. The industry median PS Ratio is 2.87. Tata Capital's value of 6.26 is 118.1% above this benchmark. Historically, Tata Capital's own PS Ratio has ranged from 5.53 to 6.84 over the past decade. While the company's 10-year median is 6.35 vs. the industry median of 2.87, Tata Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.87, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tata Capital's current PS Ratio of 6.26 is 118.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Tata Capital and its competitors. For the Credit Services industry, the median PS Ratio is 2.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tata Capital's current PS Ratio is 6.26, which is near median its own 10-year median of 6.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tata Capital stock overvalued right now?
Tata Capital (NSE:TATACAP) has a current PS Ratio of 6.26. The current PS Ratio is 6.26, which is near median its 10-year median of 6.35 and 118.1% above the Credit Services industry median of 2.87. Tata Capital's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Tata Capital (NSE:TATACAP), the current PS Ratio is 6.26 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tata Capital Ltd is a Non-banking Finance company. The company is engaged in lending and investing activities. The company is engaged in providing and supplying different services and products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
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